Note: The job is a remote job and is open to candidates in USA. Fintech Core is developing a white-label modular fintech platform for digital banking and payment products. The Senior System Analyst will define technical architectures, system specifications, data models, and integration designs for financial systems, while collaborating with business, architecture, engineering, and QA teams. The role also focuses on scalability, security, regulatory compliance, documentation, and high-throughput transaction processing.
Responsibilities
- Analyze and document system requirements for platform modules including payments, card issuance, digital wallets, accounts, ledger management, and compliance systems
- Translate business requirements into detailed technical specifications, API contracts, database schemas, and integration architectures
- Design data models, entity relationships, and data flow diagrams for transactional and financial systems with appropriate normalization and performance considerations
- Define integration patterns and technical specifications for connecting with payment processors, KYC/AML providers, card issuers, and open banking platforms
- Document system behaviors using sequence diagrams, component diagrams, deployment architectures, and API specifications (OpenAPI/Swagger)
- Collaborate with Solution Architects to ensure system designs align with microservices architecture patterns, scalability requirements, and technical best practices
- Define non-functional requirements including performance benchmarks, security controls, data retention policies, and audit trail specifications
- Facilitate technical design workshops with Engineering teams to review system specifications, validate implementation approaches, and identify technical risks
- Create comprehensive system documentation in Confluence covering technical flows, component interactions, message formats, and infrastructure requirements
- Support QA teams by defining system integration test scenarios, technical acceptance criteria, and end-to-end testing strategies
- Analyze system performance bottlenecks and propose optimization solutions for high-throughput financial transaction processing
- Ensure all technical specifications maintain regulatory compliance requirements (PCI DSS, GDPR, PSD2) and financial data security standards
- Maintain traceability between business requirements, system specifications, technical implementations, and test cases
- Participate in sprint planning, technical refinement sessions, and architecture review boards to ensure alignment between product vision and technical execution
Skills
- -4+ years of experience as System Analyst, Technical Analyst, or similar role in fintech or banking domains
- -Strong understanding of financial systems architecture including general ledgers, payment processing, and account management
- -Experience with microservices architecture, API design, and distributed systems
- -Proficiency in creating technical documentation: system design documents, data flow diagrams, sequence diagrams, ER diagrams
- -Knowledge of database design and data modeling for transactional systems
- -Understanding of integration patterns, message queues, and event-driven architectures
- -Familiarity with payment systems standards (ISO 20022, SWIFT, SEPA, card schemes)
- -Experience with API specifications (REST, OpenAPI/Swagger, webhooks)
- -Understanding of cloud infrastructure and deployment architectures (AWS, Azure, GCP)
- -Knowledge of authentication and authorization mechanisms (OAuth, JWT, API keys)
- -Understanding of core banking concepts: accounts, transactions, balances, ledgers, reconciliation
- -Knowledge of payment flows: domestic/international transfers, card payments, digital wallets
- -Familiarity with KYC/AML processes and regulatory compliance requirements
- -Understanding of financial data security standards (PCI DSS, GDPR)
- -Experience with fintech product features: onboarding, card issuing, FX, acquiring
- -Excellent analytical thinking and problem-solving abilities
- -Strong technical writing skills with attention to detail
- -Ability to translate complex business requirements into technical specifications
- -Experience with UML, BPMN, or similar modeling notations
- -Proficiency with documentation tools (Confluence, Notion, or similar)
- -Experience with requirements management and traceability
- - Upper-Intermediate
- • Experience with white-label or multi-tenant system architectures
- • Knowledge of blockchain and cryptocurrency integrations
- • Familiarity with regulatory frameworks (PSD2, Open Banking, MiFID)
- • Experience with performance testing and system optimization
- • Understanding of DevOps practices and CI/CD pipelines
- • Previous experience with modular platform architecture
- • Knowledge of financial compliance and audit requirements
- • Experience with data migration and system integration projects
Benefits
- 20 billable days off in the first year of cooperation, all next years - 25 billable days off
- Friendly team and enjoyable working environment
- Clearly described business processes in the company that really work
- Regular updates on company news, Q&A sessions with top management
- Flexible work schedule
- Remote work mode
- Ability to transfer unused vacation to the next year
Company Overview