Note: The job is a remote job and is open to candidates in USA. EMC Insurance Companies is seeking a Large Accounts Underwriter to manage and grow a profitable commercial insurance portfolio. The role evaluates complex risks, develops coverage and pricing solutions, builds broker and agent relationships, and supports underwriting strategy and portfolio performance.
Responsibilities
- Manage and grow a profitable Large Accounts portfolio within assigned underwriting authority and territory
- Evaluate complex multi-line accounts to determine pricing, coverage structures, and risk selection
- Apply underwriting guidelines using loss history, financial data, risk control reports, and pricing tools
- Maintain accurate underwriting documentation to support sound decisions and regulatory compliance
- Negotiate underwriting terms, conditions, and pricing for Large Accounts business
- Build and strengthen relationships with brokers and agents to drive growth and retention
- Educate agency partners on EMC's Large Accounts appetite, capabilities, systems, and services
- Conduct agency visits to discuss opportunities, account performance, and market updates
- Partner with regional leadership on agency strategy, planning, and business development initiatives
- Serve as a Large Accounts subject matter resource for internal business partners
- Collaborate with sales, marketing, and leadership to optimize agency and portfolio performance
- Monitor market trends, competitive activity, and industry developments to inform underwriting and growth strategies
Skills
- **This position can be performed remotely for candidates who reside in TX, KS, or MO**
- * Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience
- * Five years of commercial underwriting experience or related experience
- * Excellent knowledge of underwriting and risk analysis
- * Excellent knowledge of at least two lines of business
- * Strong written and verbal communication skills, including presentation skills and account analysis documentation skills
- * Strong problem-solving skills and the ability to make sound decisions
- * Strong customer service skills
- * Strong computer skills, including knowledge of Microsoft Office and social media
- * Ability to work on multiple projects while meeting deadlines
- * Excellent written and verbal communication skills, including the ability to speak effectively before groups
- * Strong presentation skills
- * Ability to work effectively with others, as well as independently
- * Occasional travel; a valid driver's license with an acceptable motor vehicle report per company standards required if traveling
- * Prior experience working with large accounts, including $500K+ premium accounts, loss-sensitive programs, and complex risk profiles, strongly preferred
- * Insurance designations, such as CPCU, preferred
Benefits
- This position can be performed remotely for candidates who reside in TX, KS, or MO
Company Overview