Note: The job is a remote job and is open to candidates in USA. Upstart is an AI lending marketplace that partners with banks and credit unions to expand access to affordable credit through technology. The Staff Data Analyst will own credit and model performance monitoring for Personal Loans, conduct rigorous statistical investigations, identify root causes and trends, and provide actionable recommendations to senior leadership.
Responsibilities
- Own credit and performance monitoring for the Personal Loans product
- Identify performance trends and go deeper to understand root causes and recommend targeted treatments
- Perform rigorous statistical analyses to evaluate past experiments and natural experiments
- Build and maintain workflows that automate and scale standard reporting
Skills
- Master's degree in a quantitative field (e.g., Statistics, Mathematics, Economics, Finance, Operations Research, Physics, or related field)
- Experience with Python and SQL
- Strong analytical and first-principles thinking, with the ability to tackle complex and ambiguous problems
- Strong communication, presentation, and collaboration skills; especially with the ability to clearly articulate complex analytical concepts to diverse audiences
- 6+ years of experience in analytics, data science, or a related quantitative field
- This role is available in the following locations: Remote
- The team operates on time zones ranging from EST to PST
- The majority of our employees can live and work anywhere in the U.S or Canada (outside of Quebec) but are expected to spend high quality time in-person collaborating via regular onsites and in-person meetings. The onsite cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time
- PhD in a quantitative field (e.g., Statistics, Mathematics, Economics, Finance, Operations Research, Physics, or related)
- Experience and familiarity with finance, especially as it related to lending
Benefits
- Competitive compensation, including bonus opportunities and annual equity grants that vest quarterly
- Retirement benefits, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
- Comprehensive health coverage, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada
- Health Savings Account contributions from Upstart for eligible plans (US only)
- Income protection benefits, including life insurance and disability coverage
- Paid time off, sick leave, and company holidays, in line with local requirements
- Paid family and parental leave to support caregiving and major life moments (duration varies by country)
- Family-centered benefits to support fertility, parenthood, and caregiving needs
- Employee Assistance Program (EAP) offering mental health support and life-centered resources
- Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
- Annual wellness allowance to support physical and emotional well-being and personal development
- Annual productivity allowance to invest in relevant tools and resources needed to do your best work, no matter where you work from
- Connection and community through team events, all-company updates, and employee resource groups (ERGs)
- Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of the offices in the Bay Area, Austin, Columbus, and New York City
- Digital-first flexibility to work primarily from home or collaborate in-person from an office
- Regular team onsites and in-person meetings
Company Overview
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