Note: The job is a remote job and is open to candidates in USA. PCS Retirement is hiring a Senior Plan Consultant to administer defined benefit plan testing and reporting. The role completes annual nondiscrimination testing and Form 5500 filings, and consults with plan sponsors and other stakeholders on plan design, funding, and filing reconciliation.
Responsibilities
- Performs nondiscrimination, coverage, and top-heavy testing for defined benefit plans up to 250 participants, in accordance with documented procedures and IRS regulations
- Calculates annual required and discretionary employer contributions based on actuarial valuations and funding requirements
- Identifies and calculates corrective actions for testing failures or contribution errors in compliance with IRS correction programs (e.g., EPCRS)
- Consults with plan sponsors to explain testing results, funding obligations, and any necessary corrective actions
- Assists in the preparation of IRS Form 5500 and related schedules, including Schedule SB and actuarial attachments, for defined benefit plan filings
- Supports plan audits by preparing required financial and actuarial documentation, including asset and liability reconciliations
- Assists with gathering and reconciling historical and current plan data during plan conversions, mergers, or terminations?
- Ensures compliance with internal deadlines and regulatory filing requirements
- Performs other duties related to defined benefit plan administration and compliance, as assigned
Skills
- Ability to read and understand complex documentation related to defined benefit plan design, funding, and compliance
- Knowledge of basic accounting principles and the ability to apply them to reconcile defined benefit plan assets and liabilities
- Willingness to pursue professional certifications such as the QPA or QKA through ASPPA
- Ability to reconcile trust statements and actuarial reports to plan assets and contribution schedules
- Intermediate proficiency in Microsoft Excel, including use of formulas, pivot tables, and reconciliation templates
- Adaptable and eager to learn and grow in a collaborative and evolving work environment
- Self-starter with strong problem-solving skills and the ability to work independently
- Capable of managing priorities and meeting IRS and DOL regulatory deadlines, particularly during peak seasons
- Strong interpersonal, written, and verbal communication skills
- Excellent attention to detail, with a focus on accuracy in data and reporting
- Basic customer service skills, with the ability to explain complex issues to clients clearly and professionally
- 5–10 years of experience in defined benefit or retirement plan administration
- Experience with FTWilliam.com software
Benefits
- 401(k) match
- Medical
- Dental
- Vision
- Life insurance
- Short- and long-term disability
- Paid-time off
Company Overview