Note: The job is a remote job and is open to candidates in USA. Affirm is reinventing credit by offering consumers flexible buy now, pay later options without hidden fees or compounding interest. The Senior Manager, Quantitative Analytics will lead the underwriting and credit risk validation sector within the Model Risk Management team, managing and mentoring quantitative professionals while personally validating complex machine learning models. The role also strengthens the enterprise-wide risk framework and coordinates model compliance and regulatory readiness.
Responsibilities
- Sector Leadership & Team Management: Oversee the underwriting and credit risk validation sector. Lead, mentor, and manage a team of talented quantitative professionals while setting the strategic direction for this critical risk domain
- Hands-On Model Validation: Execute rigorous, independent validations of sophisticated machine learning models across underwriting and credit risk management
- Technical Review: Evaluate conceptual soundness, data integrity, and performance stability through comprehensive testing, in-depth reviews, and continuous monitoring to ensure model accuracy
- Identification & Remediation: Detect critical model weaknesses and identify areas for improvement; collaborate with model owners and developers to track and resolve validation findings
- Framework Enhancement: Partner with cross-functional stakeholders to implement and refine the enterprise-wide Model Risk Management (MRM) framework, ensuring it remains robust and innovative
- Audit & Compliance: Coordinate with Accounting, Internal Controls, and Compliance teams to ensure all model activities meet or exceed internal standards and regulatory expectations
Skills
- 9+ years of professional experience in a highly technical role, such as model development, model validation, or quantitative analytics
- Deep understanding of machine learning modeling, underwriting, and credit risk management
- Advanced ability to script in Python and expertise in using SQL to manipulate and analyze large-scale, complex datasets
- Proven track record of hiring, managing, and mentoring quantitative teams
- Ability to transition seamlessly between high-level strategic oversight and detailed, hands-on technical work
- A BS, MS, or PhD in a quantitative discipline such as Statistics, Quantitative Finance, Mathematics, or Data Science
- A natural problem-solver with a meticulous eye for detail, a deep curiosity regarding model mechanics, and sharp critical-thinking skills
- Exceptional interpersonal skills with a proven ability to distill and translate complex technical concepts for diverse audiences
Benefits
- Equity rewards
- Monthly stipends for health, wellness and tech spending
- 100% subsidized medical coverage for you and your dependents
- Dental and vision coverage for you and your dependents
- Remote-first work arrangement; the majority of roles are remote and you can work almost anywhere within the country of employment
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
Company Overview
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