Note: The job is a remote job and is open to candidates in USA. EXL is a company providing analytics and business transformation services, and it is seeking a Credit Risk Analytics and Reporting Manager to lead credit risk reporting transformation for a major U.S. banking client. The role analyzes consumer credit portfolio performance, leads reporting automation with data engineering teams, and manages senior client stakeholder engagement and delivery accountability.
Responsibilities
- **Portfolio performance analytics and risk insight** - Analyze credit performance across consumer book: identify emerging trends, drivers of delinquency and loss movements, assess performance against risk appetite, connect portfolio outcomes to underlying credit strategy — acquisition quality, line management, and loss mitigation. Author the risk narrative presented to the client's senior risk leadership each cycle
- **Lead the reporting automation program** — Manage the end-to-end automation of risk reporting suite in partnership with the data engineering team responsible for the automation: prioritize build, ensure business logic and analytical intent are correctly implemented, and own validation and sign-off on automated outputs
- **Own client engagement** — Manage senior risk stakeholders, drive program roadmap, and be accountable for delivery
Skills
- Min. 4 years of consumer credit risk analytics experience at a bank or consumer lender, spanning portfolio analytics, credit strategy, performance reporting and risk appetite frameworks
- Proven ability to present and defend risk positions with senior stakeholders
- SQL (mandatory) / Python proficiency preferred
- Familiarity with modern data environments (Databricks/Snowflake) and experience guiding reporting automation or analytics modernization preferred
Benefits
- Remote, US
- Annual Bonus
Company Overview