Note: The job is a remote job and is open to candidates in USA. Thrive Financial is a mission-driven fintech focused on enabling responsible, accessible financing for homeowners doing home improvement projects. The Senior Financial Analyst will drive day-to-day finance execution with a focus on Treasury and FinOps, supporting various functions across the organization while optimizing financial processes and systems.
Responsibilities
- Take full ownership of daily disbursements, including monitoring fund releases, processing refunds, executing AP/ACH/wires, and managing sweeps and pledges. Manage daily interactions and receivable updates with our bank partners and capital providers
- Drive the continuous close process with a strict 5-business-day (5BD) month-end target. Assist with customizations and standardizing data entry templates in Campfire (our ERP), while maintaining rigorous documentation and audit trail management
- Execute weekly reporting, including covenant updates, loan purchases, and merchant rebates. Support the Capital Markets and Sales teams with tracking, reporting, and answering ad-hoc questions
- Finalize and optimize financial processes initiated by leadership. Create independent technical workarounds (e.g., macros, advanced spreadsheet modeling) when the Dev team is backlogged to ensure operations do not slow down
- Create, track, and follow up on Jira tickets to manage ongoing projects. Actively leverage AI tools (like Gemini or Claude) to automate workflows, review, and compare agreements/amendments, assist with notetaking, and continuously "sharpen the sword."
- Embody the company values (GRIT: Get things done, Respect each other, Intellectual curiosity, Teamwork)
Skills
- 3-5 years of top-tier performance in a finance, treasury, or accounting role, consistently ranking among the strongest performers on your team
- A solid background in merchant disbursements and FinOps
- Experience in consumer lending with a fundamental knowledge of the loan origination process
- Experience in an early-stage company (or equivalent environment) where structure was minimal and success required initiative and succeeding without heavy process or support
- Advanced ability to build creative, independent technical workarounds (e.g., macros, advanced spreadsheet modeling)
- Experience with project management tools, specifically Jira
- Strong enthusiasm for and experience leveraging LLMs/AI tools (Gemini, Claude) to optimize and automate daily tasks
- Experience with SQL, BI tools (Metabase), and data visualization tools (PowerBI, Tableau)
Benefits
- Competitive health, dental, and vision insurance.
- Generous paid time off and flexible holiday schedule.
- Professional development and growth opportunities.
Company Overview
Company H1B Sponsorship