Note: The job is a remote job and is open to candidates in USA. Huntington National Bank is looking for qualified candidates to become Auto Finance Credit Representatives. The role involves approving, denying, and negotiating consumer auto credit applications, developing relationships with dealers, and providing customer service while ensuring compliance with bank policies and regulations.
Responsibilities
- Approves, denies and negotiates consumer auto credit applications (including the most complex) originated through auto dealers
- Develops relationships with dealers to ensure profitable and quality business growth
- Provides customer service to dealer staff and applicant. Ensures compliance with bank policies/procedures and regulations
- Cross sells bank products. Approves credit overrides, and makes recommendations to improve dealer/loan performance
- May manage related staff, such as underwriters
- Underwrite indirect auto consumer loans following credit policy, underwriting procedures, and loan structure guidelines
- Performs other duties as assigned
Skills
- High School Diploma
- Minimum of 3 years of administrative credit function or underwriting experience
- Bachelor's Degree
- Experienced underwriting in the Indiana area
- Prime Auto underwriting experience
- Must demonstrate a professional, personable and friendly communication style with a focus on customer service and an ability to interact with all levels of individuals on the phone and in person
- Excellent written communication skills are also required
- Must enjoy working independently and effectively in a deadline-driven, multi-task environment, with organization and attention to detail being imperative
- Occasional travel required
Benefits
- Eligible to participate in an applicable incentive compensation plan
- Health insurance coverage
- Wellness program
- Life and disability insurance
- Retirement savings plan
- Paid leave programs
- Paid holidays
- Paid time off (PTO)
Company Overview