Note: The job is a remote job and is open to candidates in USA. INSHUR is an AI-powered embedded insurance company serving the on-demand economy through data-backed coverage. The Pricing Analyst Contractor will own bespoke risk assessment and experience rating for large commercial auto accounts in the US, collaborate with underwriters, analyze loss trends, and improve pricing tools as the company expands into new states.
Responsibilities
- Drive Large Account Pricing: Deliver bespoke experience rating and pricing for high-value commercial auto submissions (typically $500k+ in premium)
- Collaborate on Risk: Partner directly with underwriters to evaluate unique risk characteristics and ensure they are accurately reflected in the final price
- Upgrade Pricing Tools: Take ownership of our large account pricing template, refining its capabilities and improving the underlying assumptions based on deep-dive analysis
- Analyze Loss Trends: Leverage internal data and industry benchmarks to conduct thorough loss trend analyses that inform our strategic direction
- Navigate Complex Data: Independently manage, clean, and extract value from data sets that are "not perfect," turning raw information into actionable pricing models
Skills
- You have hands-on experience conducting bespoke risk assessments and experience rating for large commercial accounts (commercial auto or general liability preferred)
- You are comfortable working independently with imperfect data—cleaning, prepping, and finding the signal in the noise
- You have a track record of partnering effectively with underwriters to translate risk into numbers
- You can build, modify, and improve complex pricing templates
- Experience pulling and querying data using SQL to support your analysis
Benefits
- Remote work from anywhere in the US or the UK
- Open to part-time work of approximately 20 hours per week
Company Overview