Note: The job is a remote job and is open to candidates in USA. EMC Insurance Companies is an insurance organization focused on commercial insurance solutions. The Large Accounts Underwriter will manage a territory and profitable portfolio by evaluating complex commercial risks, developing coverage solutions, and making underwriting decisions. The role also involves building broker and agent relationships, supporting business development, and advising internal partners on Large Accounts underwriting.
Responsibilities
- Manage and grow a profitable Large Accounts portfolio within assigned underwriting authority and territory
- Evaluate complex multi-line accounts to determine pricing, coverage structures, and risk selection
- Apply underwriting guidelines using loss history, financial data, risk control reports, and pricing tools
- Maintain accurate underwriting documentation to support sound decisions and regulatory compliance
- Negotiate underwriting terms, conditions, and pricing for Large Accounts business
- Build and strengthen relationships with brokers and agents to drive growth and retention
- Educate agency partners on EMC's Large Accounts appetite, capabilities, systems, and services
- Conduct agency visits to discuss opportunities, account performance, and market updates
- Partner with regional leadership on agency strategy, planning, and business development initiatives
- Serve as a Large Accounts subject matter resource for internal business partners
- Collaborate with sales, marketing, and leadership to optimize agency and portfolio performance
- Monitor market trends, competitive activity, and industry developments to inform underwriting and growth strategies
Skills
- * Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience
- * Five years of commercial underwriting experience or related experience
- * Excellent knowledge of underwriting and risk analysis
- * Excellent knowledge of at least two lines of business
- * Strong written and verbal communication skills, including presentation skills and account analysis documentation skills
- * Strong problem-solving skills and the ability to make sound decisions
- * Strong customer service skills
- * Strong computer skills, including knowledge of Microsoft Office and social media
- * Ability to work on multiple projects while meeting deadlines
- * Excellent written and verbal communication skills, including the ability to speak effectively before groups
- * Strong presentation skills
- * Ability to work effectively with others, as well as independently
- * Occasional travel; a valid driver's license with an acceptable motor vehicle report per company standards required if traveling
- * Prior experience working with large accounts, including $500K+ premium accounts, loss-sensitive programs, and complex risk profiles, strongly preferred
- * Insurance designations, such as CPCU, preferred
Benefits
- This position can be performed remotely for candidates who reside in NC, GA, TN
Company Overview