Note: The job is a remote job and is open to candidates in USA. NinjaHoldings is a consumer finance company offering digital banking, lending, underwriting, fraud detection, and analytics services. The Data Scientist will build and optimize predictive models for lending decisions, analyze consumer risk behavior, support model implementation and monitoring, and develop metrics, dashboards, and A/B tests. The role also involves collaborating cross-functionally and communicating actionable business strategies to senior management.
Responsibilities
- Build predictive models to optimize lending decisions by using advanced statistical modeling and simulation techniques
- Use advanced data analytics to understand consumer risk behavior trends, their impact on the portfolio, and resulting business opportunities
- Support the implementation of models by working closely with the software engineering team and performing post release checks and analysis
- Assist with development of technical tools and platforms to standardize and streamline model development and monitoring processes
- Establish key performance metrics and develop automated reporting dashboards using SQL and Python
- Design A/B testing for models and underwriting strategies, evaluate impact, and provide recommendations
- Work with cross-functional teams to explore new ways of finding insights from data and provide recommendations
- Communicate concise and actionable business strategies to senior management
Skills
- * Bachelor's degree required
- * 2+ years of professional experience with data analytics and statistical modeling
- * Experience with relational databases and SQL
- * Programming experience with Python
- * Strong quantitative and problem-solving skills with key attention to detail
- * Experience supporting and working with cross-functional teams in a dynamic environment
- Applicants must be legally authorized to work in the U.S. without the need for current or future visa sponsorship
- * Advanced degree in a quantitative discipline (e.g., math, statistics, analytics, quantitative finance, engineering, or other quantitative fields)
- * Experience working with specialty finance or FinTech
- * Marketing analytical experience
Benefits
- Flexible, remote work
- Fun, fast-paced work environment
- Dynamic start-up culture
- Ability to make an immediate impact in a growth stage company
- Convenient downtown Chicago office located in the heart of the city
Company Overview