Note: The job is a remote job and is open to candidates in USA. Centennial Bank is a financial services institution seeking a Credit Analysis Regional Manager to lead credit analyst operations within an assigned region, product type, or industry. The role oversees workflow, credit analysis quality, staffing, performance management, risk assessment, compliance, and development of best practices and team capabilities.
Responsibilities
- Oversee the assignment of request and progression of workflow of the credit analysts within the region, or team, to ensure accurate and timely completion of work product
- Monitor the consistency and quality of the credit analysts' cash flow analysis, credit memos, annual reviews, and covenant calculations, or other work product performed within the area of responsibility using department and/or company established best practices, guidelines, policies and procedures
- Partner with other CA leaders, regional leaders and managers on development of best practices, tools, processes, or special projects to improve efficiency and effectiveness of credit analysis work product
- Act as back up for other Credit Analysis Regional Managers or Team Leads as necessary in workflow management and review of Credit Analysis work product
- Manage credit analyst team staffing, including interviewing, hiring, and performance reviews in alignment with Managing Director of Credit Analysis' guidance
- Attend loan committees for specific Region, Product Type, or Industry and others as appropriate in performance of job responsibilities
- Manage communications with credit analyst team to provide current status of operational activities and credit analysis quality and volume
- Maintain working knowledge and practical experience with operational system applications, spreadsheets, and analytical tools designed to prepare financial spreads and to quantify borrowers personal, global and real estate debt service abilities
- Remain knowledgeable and maintain practical experience with operational systems to present narrative analysis of findings in credit memos, annual reviews and other credit related documents
- Oversee the credit analysts monitoring of annual reviews, borrowing base certificates, and loan covenant compliance for respective regions, or team as directed by the Managing Director of Credit Analysis or their designee
- Partner with CA Technology, Training and Reporting Manager as needed to support mentoring of trainees and ongoing training for CA team members
- Ensure the assigned Credit Analyst team are aware of policy and procedural updates/changes
- Provide internal reports required for Third Party Governance vendor reviews and vendor due diligence as directed by the Managing Director of Credit Analysis
- Work with the Managing Director of CA in the development of the credit analyst team's KPIs and KRIs as may be requested
- Assist in control inventory risk assessments as may be requested by the Managing Director of Credit Analysis
- Maintain current knowledge and use of market analytical tools that are key in preparation of credit analysis work product
- Complete required BSA/AML training and other compliance training as assigned
- The ability to work in a constant state of alertness and in a safe manner
- Perform any other related duties as required or assigned
Skills
- Broad knowledge of such fields as accounting, marketing, business administration, finance, etc. Equivalent to a four year college degree, plus 7 years related experience and/or training, and 7 years related management experience, or equivalent combination of education and experience
- Ability to write reports, business correspondence, and policy/procedure manuals; Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public
- Ability to write speeches and articles for publication that conform to prescribed style and format; Ability to effectively present information to top management, public groups, and/or boards of directors
- Ability to apply advanced mathematical concepts such as exponents, logarithms, quadratic equations, and permutations. Ability to apply mathematical operations to such tasks as frequency distribution, determination of test reliability and validity, analysis of variance, correlation techniques, sampling theory, and factor analysis
- Ability to apply principles of logical or scientific thinking to a wide range of intellectual and practical problems. Ability to deal with nonverbal, logical or scientific symbolism such as formulas, scientific equations, and graphs. Ability to deal with a variety of abstract and concrete variables
- Intermediate: 10-Key, Accounting, Alphanumeric Data Entry, Contact Management, Database, Presentation/PowerPoint, Spreadsheet, Word Processing/Typing
- Seven (7) or more years of related experience and/or training
- Seven (7) years related management experience with managing projects, systems and/or people
- Analytically minded and possess good judgment
- Ability to mentor others or delegate and oversee quality and accuracy of work product given to others
- Proficient in Microsoft Word and Excel
- Required to travel within assigned region to mentor and train assigned staff
- Work remote, in office, or hybrid and travels as appropriate to meet/work with team members, other leaders, and attend company meetings
Benefits
- Work remote, in office, or hybrid
- Required to travel within assigned region to mentor and train assigned staff
- Ability to mentor others or delegate and oversee quality and accuracy of work product given to others
Company Overview
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