Note: The job is a remote job and is open to candidates in USA. Moody’s is seeking an Associate Economist 2 for its Consumer Credit Economics team. The role supports consumer credit and auto-sector forecasting, data validation, economic research, and client communication, while contributing to research and analytical projects for clients.
Responsibilities
- Support consumer credit and auto-sector forecasting, data validation, economic research, and client communication within a structured monthly analytical workflow
- Validate and quality-check incoming consumer credit and auto-sector datasets on a recurring monthly basis, ensuring accuracy, completeness, and consistency
- Produce consumer credit and auto forecasts while analyzing regional, global city, and country economic data to support timely and accurate deliverables
- Develop research papers and analytical projects focused on consumer credit trends, household balance sheets, and the auto credit industry; may serve as primary author on topical analysis
- Act as a direct resource to external and internal clients for states, countries, and metro areas, responding to inquiries and managing customized client deliveries with increasing independence
- Contribute to client presentations and, with experience, assume increasing responsibility for presenting at virtual, in-person, and internal meetings, including product demonstrations
- May specify simple forecast equations and support model building with supervision; function as a peer editor for junior colleagues after gaining sufficient experience
- Collaborate with senior economists and cross-functional team members to maintain high-quality, timely deliverables and support ongoing workflow improvements
Skills
- Broad knowledge of economics, including familiarity with microeconomics, macroeconomics, and econometrics, with the ability to interpret economic data and analytical findings across regional and global markets
- Strong quantitative and analytical skills, with demonstrated experience working with large structured datasets and applying statistical or economic analysis methods
- Clear and effective written and verbal communication skills, with the ability to respond to client inquiries, support the development of presentations, and explain analytical results to both technical and non-technical audiences
- Ability to manage recurring data validation and forecasting workflows alongside longer-term research projects within a structured monthly cycle, working independently and collaboratively
- Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use
- A bachelor's degree in economics, finance combined with significant economics training, or mathematics paired with applied economics knowledge is required
- A bachelor's degree with three or more years of relevant experience in economic forecasting and consulting will also be considered
- Experience in consumer credit, household balance-sheet analysis, or auto-credit markets
- Experience on the credit side of the auto sector is a strong advantage
- A master's degree
- Experience with programming languages such as Python, SAS, C, or a comparable language, with the ability to critically assess whether AI-generated code is reasonable and accurate rather than accepting outputs without verification
- Familiarity with cloud computing environments and data engineering tools, including AWS services such as Glue ETL, S3, and Athena
Benefits
- Eligible for incentive compensation.
- Medical, dental, and vision coverage.
- Parental leave.
- Paid time off.
- A 401(k) plan with employee and company contribution opportunities.
- Life, disability, and accident insurance.
- A discounted employee stock purchase plan.
- Tuition reimbursement.
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