Make a difference with a career in insurance
At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.
If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.
Build your future with us
CSU Producer Resources Inc. seeks an experienced Excess and Surplus Lines property underwriter for its contract binding division. This role will work closely with underwriting, agents/producers, actuarial and loss control to maximize the profitable growth potential in this space. If the candidate is not located in proximity to our Headquarters in Fairfield, OH, this role would be a remote position.
Starting pay: The pay range for this position is $75,000 - $125,000 annually. Pay is based on the applicant’s education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.
Be ready to:
- underwrite, price and negotiate individual excess and surplus commercial property risks to determine risk acceptability, pricing, coverages, terms and conditions within company guidelines
- analyze loss control reports, loss experience and other underwriting tools and resources to make informed individual risk selections
- develop and maintain new and existing relationships with producers and agencies
- work with internal department staff on the development, refresh and/or maintenance of property line coverage forms, rating methodology and underwriting guidelines
- monitor product results to develop ideas and marketing plans to increase productivity and profitability
- maintain high service standards and conduct marketing visits in conjunction with underwriters and admitted lines counterparts
- work collaboratively and independently with a high level of authority and judgment
- collaborate with relevant underwriting teams to ensure proper placement of risks and communication on market and agency trends
- evaluate competitive intelligence and emerging trends to proactively recommend product property product solutions
- drive select product initiatives from concept through implementation, with increasing ownership over time
- monitor production results, rate adequacy and profitability of property book
Be equipped with:
- proficiency in Microsoft® Word, Excel, PowerPoint and Outlook
- strong organizational skills
- developed verbal and written communication skills
- a strategic thinking mindset with a professional business acumen
Bring education or experience from:
- five or more years of commercial lines property underwriting experience with an emphasis on higher hazard or unique commercial property risks
- a bachelor’s degree (or commensurate work experience)
- previous experience underwriting coastal CAT property (preferred)
- experience with individual risk selection, pricing and portfolio management
- an ASLI or CPCU designation (preferred)
Enhance your talents
Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.
Enjoy benefits and amenities
Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.
Embrace a diverse team
As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights.
5+ years commercial property underwriting experience, bachelor’s degree or commensurate experience, proficiency with Microsoft Word/Excel/PowerPoint/Outlook, strong communication and strategic thinking; ASLI or CPCU preferred; coastal CAT experience preferred.
Key Responsibilities
- underwriting risks
- analyzing losses
- developing relationships
Skills & Tools
Microsoft Word, Microsoft Excel, Microsoft PowerPoint, Microsoft Outlook
Job Details
- Category: Finance
- Seniority: Senior Level
- Commitment: Full Time
- Workplace: Remote — Fairfield or United States
- Salary: USD 75,000 – 125,000 / year
- Languages: English
About The Cincinnati Insurance Companies
An insurance company focused on serving independent agents and protecting families and businesses through underwriting and risk solutions. — Industry: Finance