Underwriting Associate

Job Description: • Assist with underwriting insurance risks in accordance with the business plan and delegated authority to meet business objectives • Ensuring compliance with internal and external regulations and guidelines • Provide technical underwriting and administrative support to the underwriting staff • Gather information, prepare file documentation, collaborate with internal partners, and assist underwriters with agent interactions • Analyze underwriting information to triage, prepare and respond to quotes, renewals and policy endorsements or inquiries • Apply underwriting guidelines as published and ensure compliance with all company filings, rules, and regulations • Underwrite and process all endorsement requests within assigned letter of authority statement • Independently executes pricing strategy and documents pricing decisions to meet regulatory requirements on assigned accounts • Proactively identifies and executes opportunities to upsell and cross sell UFG coverages and products • Documents assigned files with quality underwriting information as aligned with our business strategy • Screen new business submissions for assigned underwriter(s) and create file documentation in all appropriate systems for new accounts using information provided in applications • Provides a comprehensive analysis and underwriting recommendation to the Underwriter when decisions are beyond assigned authority • Provides clear direction to Support Staff for policy changes, renewals and quote entry • Works as a liaison between partner departments to resolve issues that may arise at a policy level (billing, collections, premium audit, risk control etc.) • Independently seeks agency engagement to obtain missing information or clarify policy needs • Fosters a collaborative working relationship with assigned underwriters to partner in achieving KPI metrics • Identifies risks that require reinsurance and risk control services • Actively assists with the review and analysis of the portfolio to ensure progress toward key business objectives Requirements: • High school diploma or equivalent • Associate or bachelor’s degree in a related field preferred but not required • Completion of or working towards CIC or AU • 3 years of commercial property and casualty insurance experience preferred • Knowledge of coverage forms & endorsement used in policy construction • Efficiently utilize internal tools, resources, and administrative systems (Risk Selection & Line of Business Manual, Reference Connect, Guidewire, LC360, etc.) for effective decision making. • Stay current on underwriting strategy, regulations & trends for assigned territory to make effective underwriting decisions. • Be solution oriented. • Strong commitment to quality. • Strong time management skills with the ability to meet deadlines and effective dates. • Display adaptability & flexibility to meet customer needs. • Ability to establish a high degree of trust for internal and external customers. • Demonstrate ability to apply knowledge to solve issues proactively and think analytically. Benefits: • Annual incentive compensation • Medical, dental, vision & life insurance • Accident, critical Illness & short-term disability insurance • Retirement plans with employer contributions • Generous time-off program • Programs designed to support the employee well-being and financial security.