A Insurance Sales Broker works independently or with a brokerage firm to help clients select life insurance policies that best fit their financial goals and protection needs. Unlike captive agents, brokers represent multiple insurance carriers, allowing them to offer a variety of policy options and competitive pricing.
Key Responsibilities
Conduct face-to-face meetings with clients
Conduct needs-based financial assessments to determine appropriate coverage
Present and compare life insurance products (term, whole, universal, etc.)
Explain policy features, benefits, exclusions, and riders clearly to clients
Submit applications and coordinate underwriting requirements
Maintain compliance with state insurance regulations and continuing education
Build long-term client relationships and provide ongoing policy reviews
Meet or exceed monthly and annual sales goals
Required Skills:
Strong consultative sales and closing abilities
Excellent communication and relationship-building skills
Knowledge of life insurance products and underwriting processes
Ability to explain complex financial concepts in simple terms
Self-motivated with strong time management skills
Proficiency with CRM systems and digital applications
Qualifications:
Active state Life Insurance License or willingness to obtain quickly
High school diploma or equivalent (Bachelor’s degree preferred)
Previous experience in insurance, financial services, or sales preferred
Ability to pass background checks and carrier appointments
Job Type: Full-time
Pay: $70,000.00 - $100,000.00 per year
Benefits
Flexible schedule
License/Certification:
Driver's License (Required)
Life Insurance License (Preferred)
Location:
South Carolina (Required)
Work Location: Remote