Note: The job is a remote job and is open to candidates in USA. Builders Mutual provides commercial insurance solutions and construction safety resources. The Underwriting Technical Consultant serves as a senior technical authority for complex and high-severity risks, leading underwriting strategies, cross-functional initiatives, technical development, and portfolio profitability efforts.
Responsibilities
- Serve as the primary referral and technical expert on complex risks, portfolios, and emerging underwriting issues, ensuring compliance with company policies and strategic objectives
- Lead and influence the refinement of underwriting guidelines, practices, and rating processes to ensure consistency and profitability
- Partner with actuarial, product, analytics, and claims departments to evaluate business results, identify opportunities, and recommend changes that improve performance and profitability
- Monitor line of business performance and competitive trends, proactively addressing challenges and recommending adjustments to achieve growth and profit objectives
- Drive underwriting input into product development, pricing models, and technology initiatives, ensuring tools and systems support effective risk selection and decision-making
- Partner with Training and UW Managers to develop and deliver technical training programs to focus on technical underwriting development and skill enhancement
- Influence leadership through actionable insights, ensuring underwriter and manager expertise supports the long-term underwriting strategy
- Assume lead responsibility in underwriting audits, quality reviews, and compliance assessments to evaluate adherence to company guidelines and identify improvement opportunities
- Establish and monitor underwriting performance metrics, dashboards, and reporting to drive accountability and continuous improvement
- Evaluate emerging tools and technologies from a technical underwriting perspective, validating business usability, calibration, and alignment to underwriting workflows
- Participate in industry forums and peer groups to represent the company, build market presence, and provide perspective on external trends impacting underwriting
- Collaborate with the Innovation Consultant on vendor selection and external stakeholders as needed to advance underwriting capabilities
Skills
- We are seeking candidates who reside within our footprint: North Carolina, South Carolina, Virginia, Maryland, Tennessee, Mississippi, and the Florida areas
- This remote role will allow you to do your best work from your home office, collaborating virtually with your team daily
- You will travel to our Raleigh office for meetings and company events up to four times a year
- Bachelor's degree (Business, Risk, Insurance, or related) with 10 years of commercial lines underwriting or product experience, including exposure to complex risk handling or technical underwriting or an equivalent combination of education and experience
- Broad technical expertise across Property and Casualty products, with a deep understanding of risk selection, pricing models, loss trends, and portfolio management
- Strong experience collaborating with actuarial, product development, analytics, claims, and technology teams
- Excellent analytical, technical, and communication skills with the ability to simplify complexity and drive impact
- Demonstrated ability to influence at all organizational levels, including underwriting leaders and managers
- Proven ability to train, coach, and mentor underwriters and leaders, raising technical capability organization-wide
- Experience participating in or leading strategy development for underwriting and product initiatives
Benefits
- Competitive compensation and a performance bonus program
- Comprehensive benefits that support your wellbeing today and your future tomorrow
- 19 days of PTO to start, plus your birthday off and 11 additional paid holidays
- 37.5 hour work week, including Fridays ending at 2:30 PM
- Professional development through Builders University
- Everyday Wins recognition with swag and extra time off
- 8 paid Volunteer Time Off (VTO) hours to give back
- Remote role allowing you to work from your home office
Company Overview