Note: The job is a remote job and is open to candidates in USA. Symetra is a company that empowers people to make meaningful impacts, and they are seeking an Underwriting Consultant. In this role, you will assess complex mortality risks, build trusted relationships with partners, and contribute to continuous improvement within the underwriting process.
Responsibilities
- Review individual life insurance applications with a focus on high-net-worth and foreign national clients
- Assess medical and non-medical risk in alignment with company guidelines, with the goal of delivering the best possible offer upfront
- Partner with Medical Directors, Underwriting Leadership, and peers to navigate complex or unique cases
- Apply your authority responsibly while ensuring appropriate collaboration on higher-limit cases
- Meet service expectations while maintaining quality and consistency
- Communicate underwriting decisions clearly and respectfully with internal partners and distribution teams
- Foster strong relationships that support long-term growth and mutual success
- Share your knowledge through agent and partner education, including leading seminars on underwriting topics
- Represent Symetra with professionalism in both virtual and in-person settings; occasional travel may be required
- Serve as a resource and mentor for fellow underwriters, offering guidance on complex or high-visibility cases
- Contribute to a culture of learning by supporting training, coaching, and knowledge sharing
- Lead educational sessions for agents, BGAs, and underwriting colleagues
- Identify opportunities to enhance underwriting processes and the customer experience
- Participate in team, department, and company initiatives that drive innovation and effectiveness
- Engage with industry events and stay current on trends to help strengthen our underwriting practices
Skills
- At least 7-10 years of cumulative, relevant experience
- Proven analytical and problem-solving skills
- Strong attention to detail and ability to manage large caseloads and provide quick turnaround times while maintaining Symetra's mortality standards
- Strong technical and financial underwriting skills
- Service-oriented with commitment to meet deadlines, prioritize and handle multiple tasks in a demanding work environment
- Strong interpersonal and communication skills (written and verbal)
- Mastery of underwriting principals, practices, insurance medicine, financial underwriting, field operations, product offerings and life insurance contract law
- Ability to travel and make presentations to clients and producers
- Strong negotiation skills
- CLU, FALU and/or FLMI, or working towards completion of designation is preferred
- College degree preferred
Company Overview