Note: The job is a remote job and is open to candidates in USA. EMC Insurance Companies is a collaborative insurance organization focused on supporting customers, agents, and business partners. The Underwriting Associate will support the underwriting of complex large commercial accounts by analyzing risks, preparing renewals and submissions, applying pricing updates, and assisting with account and policy decisions. The role also involves maintaining agent and broker relationships and resolving policy-related issues.
Responsibilities
- Lead renewal preparation for an assigned portfolio, supporting profitability, retention, and pricing objectives
- Evaluate account risk profiles and determine renewal eligibility according to underwriting guidelines
- Identify items outside authority and prepare analysis to support approval decisions
- Ensure submission quality by validating classifications, reviewing loss runs, and coordinating rating activities
- Receive, triage, and prepare new business submissions for underwriter evaluation
- Apply underwriting-directed pricing updates and assemble proposal materials for review
- Build strong relationships with agents and brokers to support retention and new business growth
- Serve as a primary contact for agent inquiries, resolving endorsement, renewal, and policy-related issues
- Review and approve endorsements, reinstatements, and cancellations within established authority
- Assess the impact of policy changes by analyzing coverage, claims history, and loss experience
- Partner with internal teams to deliver timely solutions for agents and insureds
- Provide operational and underwriting support while developing expertise in EMC's underwriting appetite, tools, and systems
Skills
- Associate degree or equivalent relevant experience
- One year of insurance industry experience or related experience
- Attention to detail and accurate data entry skills
- Good personal computer skills with proficiency in Microsoft products
- General knowledge of insurance terminology
- Good problem-solving and decision-making skills
- Excellent customer service and communication skills
- Strong organizational and time management skills
- Strong negotiation skills
- Ability to work in a team setting as well as independently
- Occasional travel; a valid driver's license with an acceptable motor vehicle report per company standards required if driving
- Bachelor's degree may be considered in lieu of the insurance industry experience requirement
- Experience supporting large commercial accounts, including $500K+ premium accounts, loss-sensitive programs, and complex risk exposures, strongly preferred
Benefits
- This position is eligible to work from home anywhere in the United States
Company Overview