Note: The job is a remote job and is open to candidates in USA. BILL is a company focused on empowering businesses by replacing outdated financial processes with innovative tools. They are seeking a Senior Underwriter Analyst to assist in building their Risk infrastructure, which is crucial for the company's operations.
Responsibilities
- Participate in the development and maintenance of credit strategies, processes, and procedures
- Analyze and underwrite exposures based on fundamental analysis and other predictive models
- Participate in the development and maintenance of credit loss forecast
- Establish and maintain effective performance tracking to ensure strategies and/or forecasts are performing as expected. Apply key learnings to update strategies/loss forecasts in a timely manner
- Design and implement comprehensive tests and evaluate the financial impact of various treatments to drive enhancements
- Conduct periodic reviews to ensure accurate execution
Skills
- Experience as a credit analyst or underwriter (or other applicable experience) dealing with commercial exposures ranging from small business or middle-market to large, multinational institutions
- Understanding of fundamental financial analysis
- Comfort with GAAP/IFRS accounting standards
- Familiarity with quantitative credit models (such as Moody's RiskCalc) and knowledge of how to interpret the outputs, and explain deviations
- Comfort with public agency ratings and supporting analysis
- Understanding of current macroeconomic trends and how to provide recommendations to improve the PD estimation based on the business cycle
- 5 years experience rating and/or underwriting at a leading financial institution or rating agency
- Bachelor's degree in finance, accounting, economics, business, or statistics
- Graduate degree a plus
- Chartered Financial Analyst program candidacy a plus
Benefits
- Competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.
- 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
- HSA & FSA accounts
- Life Insurance, Long & Short-term disability coverage
- Employee Assistance Program (EAP)
- 11+ Observed holidays and wellness days and flexible time off
- Employee Stock Purchase Program with employee discounts
- Wellness & Fitness initiatives
- Employee recognition and referral programs
Company Overview