Note: The job is a remote job and is open to candidates in USA. Topstep is hiring a Senior Trader Onboarding Analyst within its Trust & Resilience organization. The role evaluates complex identity risk profiles, manages verification exceptions, enforces CIP compliance, makes account eligibility decisions, and supports sanctions screening and IDV workflow optimization.
Responsibilities
- Advanced Identity Risk Evaluation & Exception Analysis: Exercise independent judgment to analyze multi-variable risk signals within the IDV platform (e.g., biometric manipulation, liveness check failures, device telemetry, cross-border address discrepancies) where automated rules yield ambiguous results
- Binding Risk Discretion & Account Authorization: Exercise independent authority to grant, conditionally restrict, or deny platform access for low-to-medium risk trader profiles. Evaluate qualitative risk factors against established risk tolerances to execute binding account dispositions without routine manager sign-off
- Specialized CIP & Tax Compliance Governance: Analyze, interpret, and validate non-routine tax documentation (W-8BEN, W-8BEN-E, W-9) and multi-jurisdictional eligibility records. Determine regulatory compliance and tax residency validity prior to payout authorization
- Secondary Sanctions & PEP Risk Assessment: Conduct analytical background reviews on secondary Sanctions, PEP, and OFAC screening alerts. Evaluate biographical and contextual data to differentiate benign false positives from genuine regulatory liabilities
- Tier-1 Escalation & High-Risk Peer Handoff: Evaluate case complexity to identify high-risk indicators (e.g., suspected synthetic identity networks, adverse media, or complex corporate structures). Formulate structured investigative handoffs for Tier-2 escalation to the Senior High Risk Trader Onboarding Analyst
- IDV Platform Logic & Workflow Optimization: Analyze IDV platform performance, rule efficacy, and false-positive trends. Formulate data-driven recommendations for the Manager and Product teams to adjust automated risk thresholds, auto-pass criteria, and decision trees
- Peer Consultation & Cross-Functional Alignment: Serve as a technical subject matter expert for peers across operations and Customer Support, providing authoritative interpretation of onboarding SOPs, complex Persona workflows, and edge-case risk scenarios
- Audit Governance & Risk Rationale Documentation: Formulate and document clear investigative rationales for non-standard case dispositions, establishing defensible risk precedents for internal QA audits and compliance reviews
Skills
- 2-4 years of direct experience in fintech compliance operations, financial crime, identity risk management, or digital platform onboarding
- Hands-on experience analyzing identity risk signals within modern orchestration platforms (like, Persona, Jumio, Veriff, or Onfido), moving beyond basic document checking to multi-signal risk evaluation
- In-depth understanding of CIP/KYC frameworks, global identity document standards, OFAC/Sanctions screening protocols, and international tax documentation requirements (W-8/W-9)
- Proven track record of exercising sound, independent analytical judgment when evaluating ambiguous risk scenarios where standard operating procedures are non-routine or undefined
- Ability to evaluate operational metrics, identify systemic verification logic vulnerabilities, and formulate actionable workflow optimizations
- Exceptional written and verbal communication skills, with a track record of authoring precise investigative summaries and collaborating effectively across remote teams
Benefits
- Fully remote to hybrid work options
- Seven Company-paid Holidays
- Generous Family Leave
- Paid time off is front-loaded
- Competitive 401(k) matching for full-time employees
- Health, dental, and vision insurance for full-time employees
- Bonus for taking 5 consecutive days of vacation
- Food and groceries budget
- Contributions towards health and wellness
Company Overview