Note: The job is a remote job and is open to candidates in USA. Payliance is a trusted leader in payment processing, processing over $63 billion annually and serving numerous clients. The Senior Risk Data Analyst will enable data-driven decision-making within the Risk & Compliance organization by developing reporting and analytics solutions while collaborating with various teams to enhance operational efficiency and compliance oversight.
Responsibilities
- Design, develop, and maintain dashboards and reporting for risk and compliance metrics including return rates, unauthorized activity, fraud trends, and chargebacks
- Analyze large transaction datasets to identify patterns, anomalies, and emerging risks
- Produce recurring and ad hoc reporting for leadership and stakeholders to drive visibility and decision-making
- Build and optimize automated workflows, data pipelines, and reporting processes to improve efficiency and accuracy
- Partner with Engineering and Product teams to enhance data infrastructure and monitoring capabilities
- Support development of rules engines, alerts, and decisioning tools for transaction monitoring, anomaly detection, and underwriting
- Support NACHA return rate monitoring, merchant and originator performance tracking, and compliance KPIs
- Assist the compliance team with QA/testing data analysis, audit support, and regulatory reporting
- Partner with underwriting and risk teams to provide insights into merchant performance and portfolio trends
- Work closely with Risk, Compliance, Underwriting, and Operations teams to identify data needs and deliver solutions
- Present complex analyses and recommendations clearly to non-technical stakeholders
- Translate business requirements into technical data solutions
Skills
- Bachelor's degree in a quantitative field (Mathematics, Statistics, Computer Science, Economics, or related)
- 7+ years of experience in data analytics, risk analytics, or financial services analytics
- Strong proficiency working with large datasets and visualization tools (Tableau, Power BI, Grafana, or similar)
- Demonstrated ability to translate complex data into clear, actionable insights
- Understanding of payments data and risk indicators
- Strong communication and collaboration skills
- Experience in payments, fintech, or financial services
- Familiarity with ACH/NACHA rules or transaction monitoring
- Hands-on experience with SQL, Python, or similar data manipulation languages
- Experience with data pipeline tools and automation frameworks
- Knowledge of fraud detection, risk modeling, or compliance analytics
Benefits
- Annual merit bonus opportunity
- Medical, Dental, and Vision insurance.
- 401(k) with company match.
- Generous PTO plus paid company holidays.
- Company-paid life and long-term disability insurance.
- Paid parental leave.
- Remote — U.S. Collaboration across time zones with occasional travel for team meetings, planning sessions, and company events.
Company Overview