Note: The job is a remote job and is open to candidates in USA. Bread Financial is a technology-focused financial services company providing payment, lending, and saving solutions to U.S. consumers. The Product Manager will lead product managers and product owners while defining AI product strategy, managing roadmaps and backlogs, and delivering AI-powered products and features. The role also involves collaborating with engineering, marketing, sales, customers, merchants, and external partners while ensuring responsible AI, governance, security, and compliance requirements are met.
Responsibilities
- Own the product and plans the product roadmap. Creates and defines the long-term vision and strategy for the products and features for a diverse set of customers. This involves strategic planning and execution to ensure alignment with business objectives. - (20%)
- Engage with key partners/merchants to deliver best-in-class lending solutions and own relationships with external partners and development vendors. Establish project-specific release cycles and communicate upcoming releases and their importance level to stakeholders. - (20%)
- Collaborate with other Product and Engineering teams and key stakeholders to gather requirements and feature requests for future releases. Collaborate to enhance our current product controls and ensure appropriate risk safeguards are in place. Own product backlogs, focused on delivery of initiatives. - (20%)
- Manage multiple initiatives and projects simultaneously, while maintaining the product roadmap and backlog. - (15%)
- Lead a team of product managers and product owners while fostering a culture of progress, transparency, and efficiency. - (15%)
- Stay up-to-date on the evolution of products, competitors, and the financial services industry. - (10%)
Skills
- * High School Diploma or GED
- * 8-10 years experience in product management, or related field such as business analysis
- * 3+ years leading project(s), mentoring and/or coaching experience, demonstrated subject matter expert in department
- * Skills
- * Agile Product Development
- * Business Analysis
- * Information Technology (IT)
- * Mobile Platforms
- * Product Management
- * User Experience (UX)
- * Product Integration
- * Product Delivery
- * Large Language Models (LLMs)
- * Responsible AI & AI Governance
- * Generative AI Product Management
- * Ability to travel up to 10% annually
- You must be work authorized in the United States on a full time basis without the need for any sponsorship now or in the future from any employer or organization
- * Communicate/Hearing
- * Communicate/Talking
- * Stationary Position/Seated
- * Typing/Writing
- * Maintain focus in high pressure or fast-paced work environment
- * Bachelor's Degree in Product Management, Business Analysis, or Information Technology or related field of study or equivalent, relevant work experience
- * 10-13 years experience in Product Management, Business Analysis, Information Technology, financial services, payment, or online and mobile platforms
- * Experience in leading and mentoring teams
- * Hands-on experience with prompt engineering, agent fleets and orchestration frameworks, or AI development platforms
- * Experience developing, launching, or scaling AI-powered products leveraging LLMs, agentic workflows, retrieval-augmented generation (RAG), or machine learning technologies
- * Experience building AI-powered, data, platform, developer, SaaS, fintech, or digital products
Benefits
- Remote or Hybrid work environment, with 3 to 4 days per month required in office if within 60 miles of a posted Bread Financial location.
- Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26.
- New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period).
- Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period.
- Hired associates can immediately enroll in Bread Financial’s 401(k) plan.
- All associates receive 11 paid holidays.
- Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off.
- Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year.
- Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year.
- Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.
- Hired associates will be able to elect the purchase company stock during offering periods in June and December.
- You will be eligible for an annual incentive bonus based on individual and company performance.
- Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Company Overview