Note: The job is a remote job and is open to candidates in USA. Pathward is a financial empowerment company focused on increasing financial access and opportunity through secure financial products. The OFAC Sanctions Screening Analyst II serves as the primary escalation point for complex sanctions screening alerts, conducting advanced investigations, making final case determinations, monitoring OFAC updates, and guiding junior analysts.
Responsibilities
- Serve as primary escalation point for complex OFAC screening alerts involving customers, transactions, and counterparties against sanctions lists including SDN, Consolidated Sanctions, Sectoral Sanctions (SSI), Non-SDN Menu-Based Sanctions, and other OFAC programs
- Conduct advanced investigation of escalated potential matches requiring deeper analysis of customer information, transaction patterns, beneficial ownership structures, and complex identifying details
- Perform enhanced due diligence research using internal systems, public records, commercial databases, and specialized investigative resources to resolve ambiguous matches
- Review and approve complex false positive dispositions escalated by Analysts, ensuring appropriate justification and supporting documentation meets quality standards
- Make final determinations on confirmed matches and true positive hits, coordinating with BSA Officer and senior management on required actions including account restrictions, transaction blocking, and regulatory reporting
- Monitor escalation queue to ensure timely resolution and provide coverage during high-volume periods to meet regulatory deadlines
- Other duties as assigned
- Monitor OFAC list updates and sanctions program changes, ensuring timely rescreening of customer base and transaction activity against new designations
- Coordinate blocked property reporting and rejected transaction documentation for submission to OFAC as required
- Contribute to program enhancements and long-term sanctions strategy
- Serve as subject matter expert for OFAC sanctions screening matters, providing guidance to junior Analysts on complex scenarios and edge cases
- Coordinate with operations, relationship management, and customer-facing staff on escalated matters, account actions, and transaction status
- Lead or participate in team meetings and trainings
- Other duties as assigned
Skills
- Bachelor's degree in Finance, International Relations, Political Science, Criminal Justice, or related field required
- 3+ years of experience in OFAC sanctions compliance or screening operations, with demonstrated experience handling escalated or complex cases
- Banking or financial services experience required
- Demonstrated knowledge of OFAC sanctions regulations, country-based and list-based programs, general licenses, beneficial ownership structures, and interdiction principles
- Excellent analytical and investigative skills with demonstrated ability to resolve complex, ambiguous cases
- Excellent attention to accuracy and quality
- Proficient in Microsoft Office Suite and internet research
- Ability to work independently, prioritize competing demands, and provide guidance to less experienced team members
- Excellent written and verbal communication skills with ability to explain complex findings to various audiences including senior management
- Ability to handle sensitive and confidential information with discretion
- Capacity to work efficiently under time constraints while maintaining quality
- CAMS or CGSS certification preferred
Benefits
- This role is also eligible for an annual performance-based incentive opportunity.
- Health insurance
- 401(k) retirement benefits
- Life insurance
- Disability benefits
- Paid time off
- Hybrid, remote-office work arrangement
Company Overview