Posted Sep 30, 2026

Remote Life Underwriter

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Looking for an underwriter with direct life underwriting experience and swiss re experience Can sit anywhere outside of CA and NY The Staff Underwriter is responsible for screening life insurance applications for selection of risks rendering an issue standard, rate, or decline disposition with the guidance of an underwriter or written guidelines. The person will handle the implementation of underwriting policies and procedures related to the processing of new business and underwriting processes as related to other department processes. All duties require identification of medical terminology, identification of prescription medications, use of the Swiss Re Underwriting manual, and evaluation of MIB, phone calls, motor vehicle records, lab results, paramedical exams, and medical records. PRIMARY DUTIES & RESPONSIBILITIES  Responsible for screening life insurance applications including trial applications for selection of risks rendering either an issue standard, rate, or reject disposition with the guidance of an underwriter or written guidelines  Implementation of underwriting policies and procedures related to the processing of new business and other department processes  Implementation of medical guidelines using the Swiss Re Underwriting manual and AIL company notes  MIB code reporting and interpretation of MIB code data  Review and evaluate results of oral saliva tests  Review and evaluate results of agent verification calls and other underwriting phone calls  Review and evaluate motor vehicle records (MVRs)  Review and evaluate prescription (Rx) histories to determine associated health conditions  Review, summarize, and evaluate medical records (APSs)  Review and evaluate paramedical exams and lab results  Respond to customer service inquiries regarding dispositions  Evaluate health information received with add-ons, modifications, and reinstatements  Assist with other underwriting areas as deemed necessary by department management Skills: life underwriter, life insurance, swiss re, MIB, Underwriting, BMI EDUCATION & WORK EXPERIENCE REQUIRED Some college coursework or bachelor’s degree preferred, however will consider 2-5 years life insurance industry experience in lieu of degree  Prior experience as an Underwriter or Jr Underwriter  LOMA 280/281 LOMA 290/291 required; pursuit of FLMI preferred, Other industry courses will be considered  LOMA Underwriting (UND) required  Medical Terminology required  6 months to 1 year working in a UW Trainee/Junior Underwriter role  A combination of experience and education will be considered Job Type: Full-time Pay: $60,000.00 - $75,000.00 per year Benefits: • 401(k) • Dental insurance • Health insurance • Life insurance • Paid time off • Vision insurance Work Location: Remote