Note: The job is a remote job and is open to candidates in USA. Zest AI is a financial technology company using artificial intelligence to improve credit access and lending decisions. The Data Scientist will build, test, deploy, and monitor machine learning models for financial underwriting, while collaborating with engineering, product, and analytics teams to deliver measurable customer value.
Responsibilities
- Translate unstructured business problems into well-defined machine learning projects
- Collaborate with Engineers, Product Managers, and Data Analysts to identify high-impact opportunities for modeling
- Design, train, and deploy production machine learning models used in real-world credit underwriting decisions
- Develop highly generalizable models for predicting a range of financial outcomes
- Incorporate modeling insights back into product development to drive continuous improvement
- Build prototypes, experiments, and modeling frameworks to validate new approaches
- Create demos, documentation, and internal resources to help teams effectively leverage modeling work
- Take ownership of modeling implementation in real-world environments to deliver measurable customer value
Skills
- MS or PhD in a quantitative field such as Computer Science, Engineering, Physics, Mathematics, or a related discipline (financial services experience is a plus)
- Strong foundation in programming, statistics, mathematics, and classical machine learning techniques, including tree-based methods, optimization, supervised and unsupervised learning, and feature engineering
- Experience designing, developing, and deploying machine learning models in production environments
- Hands-on experience with machine learning frameworks such as XGBoost, Scikit-learn, or similar libraries
- Solid understanding of system-level considerations for ML development, including memory usage, disk I/O, and CPU/GPU utilization
- Experience with modern software engineering practices, including modular code design, version control, and maintainable codebases
- Strong proficiency in Python
- Passion for applying machine learning and AI to solve real-world problems and drive meaningful impact
Benefits
- Robust medical, dental and vision insurance plans
- Annual bonus plan participation
- 401(k) with generous match
- Employee Awards and Recognition
- 11 company holidays
- Winter break (office closed between Christmas and New Year's Day)
- Unlimited vacation time
- Employee Resource Groups
- Generous family leave policy (12 week maternity leave / 6 week paternity leave)
- Phone, internet, wellness, and professional development allowances
- Employee gatherings, including Town Hall meetings
- For Burbank, CA hybrid Zestys: Beautiful, modern, dog-friendly office with lounge areas, video games, and gigantic jigsaw puzzles
- For Burbank, CA hybrid Zestys: Daily catered lunches from LA’s best restaurants and a fully stocked kitchen
- For Burbank, CA hybrid Zestys: Complimentary manicures, pedicures, and mindfulness sessions
- For Burbank, CA hybrid Zestys: Company happy hours, social events, outings, and much more!
Company Overview
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