Note: The job is a remote job and is open to candidates in USA. BMO is a financial services organization focused on creating positive change for customers, communities, and businesses. The Credit Strategy Analyst III develops credit portfolio reporting, analyzes credit risk trends, supports credit strategy and policy improvements, and delivers insights through dashboards, data visualization, and predictive analytics.
Responsibilities
- Advanced Business Intelligence Skills (e.g. Developing and publishing complex reports via Power BI Desktop)
- Creates and delivers comprehensive reporting and monitoring of the portfolio credit quality, operations and performance
- Design and create analysis using programing of data and/or statistical software to assess and understand new credit risk trends
- Undertakes quantitative analysis to support improvements to credit strategy and policy
- Deliver data, reporting and analysis to support the Indirect business as needed
- Proactively identifies opportunities to improve data and automate analytic processes
- Conducts analysis of large datasets using descriptive and predictive analytic techniques to provide insights and recommendations
- Understands and articulates the business case of business questions and the estimated value being delivered. Designs dashboards and analyses to be performed, and appropriate visualization and analytics tools to use. Identifies trends and patterns to address identified business questions and provide insights through reporting and data visualization techniques. Works with other data and analytics professionals to optimize, refine, automate and scale analysis into repeatable analytics solutions and decision support tools
- Builds various reporting dashboards using the most appropriate data extraction, data cleaning and data visualisation techniques
- Provides value through insights, reporting and data visualization techniques. Selects, configures and implements analytics solutions for consistency and repeatability
- Researches and applies continuous improvement in data visualization by identifying trends and patterns to transform raw data into actionable business insights
- Works with different teams, management and stakeholders to enhance the usability and aesthetic appeal of data analytics solutions deployed in the organization
- Translates business needs to technical specifications and evaluates existing data visualization systems in order to improve them
- Develops data visualizations of "large" amounts of data that facilitate the intuitive presentation of data to decision makers
- Documents data flow, systems and processes to improve the design, implementation and management of business/group processes
- Develops tools and delivers training programs for use of reporting tools and self-serve analytics by non-analytical end users; may include delivery of training to audiences
- Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus
- Provides specialized consulting, analytical and technical support
- Exercises judgment to identify, diagnose, and solve problems within given rules
- Works independently and regularly handles non-routine situations
- Broader work or accountabilities may be assigned as needed
- Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations
Skills
- * Technical design optimization
- * Decision Making
- * Systems Thinking
- * SQL, PowerBI, Python
- * Data visualization
- * Data storytelling
- * Data mining
- * Illustration
- * Creative thinking
- * Problem Solving
- * Verbal & written communication skills
- * Collaboration & team skills
- * Analytical and problem solving skills
- * Data driven decision making
- * Insights design
- * Insights development and reporting
- * Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience
- * Deep knowledge and technical proficiency gained through extensive education and business experience
Benefits
- May include a commission structure.
- May include performance-based incentives.
- May include discretionary bonuses.
- Health insurance.
- Tuition reimbursement.
- Accident and life insurance.
- Retirement savings plans.
- Tools and resources to reach new milestones.
- In-depth training and coaching.
- Manager support.
- Network-building opportunities.
Company Overview
Company H1B Sponsorship