Note: The job is a remote job and is open to candidates in USA. Banner Bank is a well-established financial institution recognized for its outstanding workplace culture and financial strength. As a Credit Analyst, you will play a key role in supporting sound lending decisions through thorough analysis of credit and financial information.
Responsibilities
- Investigate credit and financial information for prospective and existing commercial clients
- Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment
- Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers
- Support new, renewed, and existing loan requests ranging from simple to moderately complex
- Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations
Skills
- You hold a Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or a related field
- An equivalent combination of education and experience can be considered in lieu of a degree
- You bring two or more years of related credit or financial analysis experience
- You're comfortable analyzing financial statements, tax returns, and cash flow with a strong grasp of basic accounting principles
- You bring solid analytical thinking and sound judgment to every credit investigation
- You can manage high volumes of work accurately while adapting to shifting priorities in a deadline-driven environment
- You communicate clearly and professionally, both in writing and in conversation
- You understand federal and state regulations related to commercial lending
- You are proficient in Excel, Word, and other applicable systems
Benefits
- Annual incentive potential
- Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
- Paid vacation time, sick time and 11 company paid holidays
- 401k (with up to 4% match)
- Tuition reimbursement
Company Overview
Company H1B Sponsorship