Note: The job is a remote job and is open to candidates in USA. CrossCountry Mortgage, LLC is the nation's number one distributed retail mortgage lender with over 9,000 employees. The Branch Operations Manager serves as a liaison between the organization’s internal and external clients, overseeing the loan process to aid borrowers in obtaining the best financial program.
Responsibilities
- Provide superior customer service by communicating with borrowers to assist client(s) in understanding loan programs, costs, and various applicable loan documents
- Review and audit income, assets, run DU, and verify credit documentation within mortgage file to ensure loan stability
- Review mortgage loan disclosure packages and deliver to borrower, includes but not limited to rate disclosure and re-disclosure packages
- Assist in managing a pipeline consisting of Conventional, FHA, VA and USDA loans, along with 203k, Jumbo, and reverse mortgage products
- Ensure structure of the loan presents the best program based on the borrower’s financial circumstances
- Review the file for any missing documentation that best supports approval
- Communicate loan program and costs with borrowers. (License required for this duty to be performed.)
- Pre-underwrite items to help support approval of the loan (paystubs, credit reports, W2’s bank statements, court orders, etc.)
- Input feed for disclosures, present, and set up loan to best fit borrower’s needs
Skills
- Bachelor's degree and/or equivalent combination of education/experience
- 3-5 years residential mortgage processing experience
- Knowledge of RESPA guidelines and all mortgage and consumer regulations
- Knowledge of DU, LP, Microsoft Outlook, and Windows
- Excellent math and analytics skills
- Excellent communication skills
- Excellent prioritization and time management skills to meet deadlines
- Experience with Encompass LOS
- Prior underwriting or processing experience
Benefits
- Competitive compensation plan
- Medical
- Dental
- Vision
- 401K
- Company-provided short-term disability
- Employee assistance program
- Wellness program
Company Overview