Regional Credit Manager

Position Summary We are seeking an experienced and results-driven Regional Credit Manager to lead credit, collections, and accounts receivable operations across a multi-location business portfolio. This role is responsible for overseeing receivables performance, driving cash flow improvements, mitigating financial risk, and leading a team of accounts receivable professionals. The ideal candidate is a strong leader with extensive experience in credit and collections management, customer relationship management, process improvement, and cross-functional collaboration. This position offers the opportunity to make a significant impact within a growing organization. Key Responsibilitie • sLead and oversee all accounts receivable and collection activities for an assigned regional portfolio • .Manage, mentor, develop, and evaluate a team of Accounts Receivable professionals • .Partner with operational, sales, finance, and administrative teams to support business objectives while optimizing cash flow and minimizing aged receivables • .Monitor portfolio performance and drive collection efforts on delinquent accounts • .Achieve key performance metrics related to cash collections, aging, and receivables management • .Identify process improvement opportunities and eliminate operational obstacles to enhance efficiency and effectiveness • .Evaluate credit requests and make lending decisions in accordance with company policies and sound business judgment • .Maintain compliance with applicable credit, lien, bond, and collection requirements to protect company assets • .Resolve complex customer account issues and facilitate escalations involving internal and external stakeholders • .Manage high-value and escalated receivable accounts, including negotiating payment arrangements when appropriate • .Recommend accounts for third-party collections, legal action, or write-off when necessary • .Build strong working relationships with business leaders to ensure alignment with organizational goals and financial objectives • .Support accurate and timely cash application processes and promote electronic payment solutions • .Prepare and analyze recurring management reports and provide ad hoc reporting as needed • .Partner with accounting, compliance, and audit teams to support internal controls and audit requirements • .Conduct periodic portfolio reviews and document findings in accordance with established policies • .Perform other duties and special projects as assigned . Qualificatio ns Requi • redMinimum of 5 years of experience in accounts receivable, credit, collections, or related financial operatio • ns.Experience leading and developing a team of accounting, credit, or receivables professiona • ls.Strong understanding of credit risk assessment, collections practices, and financial statement concep • ts.Excellent verbal, written, negotiation, and interpersonal communication skil • ls.Proven ability to influence outcomes while maintaining positive customer and business relationshi • ps.Strong analytical, problem-solving, and decision-making skil • ls.Proficiency with Microsoft Office applications, particularly Exc • el.Experience working with enterprise financial or ERP syste ms. Prefe • rredBachelor's degree in Accounting, Finance, Business Administration, or a related fi • eld.Experience in a multi-location or decentralized business environm • ent.Knowledge of lien, bond, or secured receivables proces • ses.Experience managing teams of 10 or more employ • ees.Advanced reporting and data analysis experie nce. Travel Require • mentsUp to 25% travel within the United St ates. Work Lo • cationRemote position within the United States. Eastern or Central time zone highly pref • erred.Candidates must have the ability to work effectively from a home office enviro nment. Physical Requi • rementsWork is primarily performed in a professional office or home office envir • onment.May require extended periods of sitting and comput • er use.Occasionally may require lifting or moving items weighing up to 10 • pounds.Regular use of office technology and computer systems is re quired.