Operations Specialist
Location: Lisbon, Portugal
Type: Full-time Remote
Job Summary
The Operations Specialist is the highest-volume, most standardized role in the
delivery model, forming the transactional backbone for both performing-loan
servicing and early-stage (Intensivbetreuung-equivalent) collections outreach.
This tier covers the bulk of repeatable, system-driven activity across the
German mortgage lifecycle — from document intake through payment processing to
early-arrears follow-up.
Responsibilities
Process payments and reconcile accounts for existing serviced loans and
Prolongation/Anschlussfinanzierung renewals
Scan and OCR-extract incoming documents — Schufa reports, income evidence
(Lohnabrechnungen), and notary/Grundbuch correspondence
Deliver event-based alerts, including Zinsbindung-expiry triggers that feed
the Anschlussfinanzierung outreach window and early-warning/covenant triggers
Conduct first-line collections outreach for early-stage arrears (Stage 1–2,
pre-Sanierung) accounts
Provide Tier 1 borrower support for routine servicing inquiries (balances,
statements, payment history)
Maintain data entry accuracy across servicing and collections systems
Eligibility Requirements
Deep mortgage domain expertise across Mortgage servicing and
extension/renewal processes
German language proficiency at B1–B2 level, sufficient for structured phone
and written borrower interactions
High data entry accuracy and comfort navigating multiple servicing/OCR
systems
Clear, professional phone communication skills for collections and Tier 1
support
Ability to complete a structured four-week onboarding covering German
mortgage product basics (Zinsbindung, Tilgung structures), platform systems,
and customer-service standards
Working awareness of GDPR/BDSG data-handling requirements when processing
Schufa and income data
Completed secondary education (Abitur, Realschulabschluss, or equivalent)
plus relevant BPO/contact-center or back-office processing experience
German B1–B2 certified proficiency
Prior exposure to OCR/document-processing or servicing platforms preferred
No banking degree required — this tier is designed for standardized,
high-volume execution rather than credit judgment
#LI-Remote
eClerx is a leading provider of productized services, bringing together people,
technology and domain expertise to amplify business results.
The firm provides business process management, automation, and analytics
services to a number of Fortune 2000 enterprises, including some of the world’s
leading financial services, communications, retail, fashion, media &
entertainment, manufacturing, travel & leisure, and technology companies.
Incorporated in 2000, eClerx is traded on both the Bombay and National Stock
Exchanges of India. The firm employs more than 19,000 people across Australia,
Canada, France, Germany, Switzerland, Egypt. India, Italy, Netherlands, Peru,
Philippines, Singapore, Thailand, the UK, and the USA.
For more information, visit www.eclerx.com [http://www.eclerx.com/]
You can also find us on:
https://www.linkedin.com/company/eclerx/
[https://www.linkedin.com/company/eclerx/]
https://www.indeed.com/cmp/Eclerx/about
[https://www.indeed.com/cmp/Eclerx/about]
https://www.glassdoor.com/eClerx
[https://www.glassdoor.com/Overview/Working-at-eClerx-EI_IE230253.11,17.htm]
eClerx is an Equal Opportunity Employer. All qualified applicants will receive
consideration for employment without regard to race, color, religion, sex,
national origin, disability or protected veteran status, or any other legally
protected basis, in accordance with applicable law. We are also committed to
protecting and safeguarding your personal data. Please find our policy here
[https://eclerx.com/privacy-policy/]