Independent Medicare Insurance Agent (1099)

Build Your Business with One of the Nation's Leading FMOs

At Financial Grade Senior Consultants, we help independent insurance agents grow successful, sustainable businesses. For nearly 20 years, we've partnered with top national insurance carriers to provide agents with the tools, technology, marketing, and support they need to succeed.

Licensed in all 50 states, we specialize in Senior Health & Life Insurance, Medicare products, annuities, and ancillary products. Our reputation for excellence, agent-first approach, and long-standing carrier relationships have made us one of the nation's top-producing Field Marketing Organizations (FMOs).

Whether you're looking to expand your book of business, increase your earning potential, or gain access to better resources, Financial Grade gives you the platform to grow on your terms.

About the Opportunity

We're seeking experienced, licensed Medicare Insurance Agents to join our growing network as independent contractors (1099).

This is a 100% commission-based opportunity designed for entrepreneurial agents who want the freedom to build and own their business while receiving the support of an experienced FMO.

As an independent agent, you'll educate Medicare-eligible clients on Medicare Advantage, Medicare Supplement, and Prescription Drug Plans while helping them choose coverage that best fits their needs. You'll have the flexibility to work in the field, remotely, telephonically, or through a hybrid approach-all while setting your own schedule.

With unlimited earning potential, your success is driven by your ambition and the relationships you build.

Why Join Financial Grade?

Own Your Business

• Direct carrier commissions and lifetime renewals

• You own your book of business

• Unlimited earning potential

Quality Lead Programs

• Access to proven lead solutions

• No upfront lead costs-pay only when you make a sale

• Marketing strategies designed to help keep your pipeline full

Industry-Leading Support

• Dedicated Sales, Marketing, Licensing, Contracting, and Compliance teams

• Ongoing coaching and business development resources

• AHIP certification discounts

Best-in-Class Technology

• Free access to Connecture

• CRM, quoting, and enrollment platforms

• Digital tools designed to simplify your workflow

Grow Your Network

• Exclusive Agent Synergy Mixers

• Referral and partnership opportunities

• Access to a community of successful independent agents

What We're Looking For

You may be a great fit if you:

• Hold an active Health Insurance License in your resident state

• Have Medicare sales experience

• Thrive in an independent, commission-only environment

• Are self-motivated, disciplined, and results-driven

• Have excellent communication and relationship-building skills

• Are passionate about helping seniors make informed healthcare decisions

Required Qualifications

• Active Resident State Health Insurance License

• AHIP 2026 Certification

• Ability to work as a 1099 Independent Contractor

Why Financial Grade?

At Financial Grade Senior Consultants, you're never building your business alone. We combine the independence agents value with the support, technology, carrier relationships, and expertise that help top producers reach the next level.

If you're ready to grow your income, expand your opportunities, and partner with an FMO that's invested in your long-term success, we'd love to connect with you.

Apply today and start building the business you've always envisioned.

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Equal Opportunity Employer

Financial Grade Senior Consultants is an Equal Opportunity/Affirmative Action employer. We celebrate diversity and are committed to creating an inclusive environment for all independent agents and applicants. All qualified applicants will receive consideration without regard to race, color, religion, creed, sex, sexual orientation, gender identity or expression, pregnancy, national origin, ancestry, citizenship status, age, disability, veteran status, genetic information, or any other status protected by applicable federal, state, or local law.

Active resident-state health insurance license, AHIP 2026 certification, Medicare sales experience, strong communication skills, and ability to work independently as a 1099 contractor.

Key Responsibilities

• educating clients
• selling insurance
• building relationships

Skills & Tools

Connecture, CRM

Job Details

• Category: Sales
• Seniority: Senior Level
• Commitment: Contract
• Workplace: Remote — Virginia, United States
• Salary: USD 1 – 100,000 / year
• Languages: English

About Financial Grade Senior Consultants

A field marketing organization supporting independent insurance agents with products, technology, marketing, and business services. — Industry: Finance