This is a Fully Remote Job
About Our Client:
This organization operates in the financial services industry, specializing in annuities, life insurance, group protection, and retirement plan services. It addresses challenges related to financial security by providing products that help customers plan for their financial futures. With a long history spanning over 120 years, the company serves millions of customers, leveraging its expertise and integrity to support their financial goals.
About the Opportunity:
The LEAD GROUP UNDERWRITER is responsible for underwriting new and existing business within the Supplemental Health portfolio, including Accident, Critical Illness, and Hospital Indemnity products. This role contributes to profitable growth and customer retention by assessing risk, developing pricing recommendations, and making sound underwriting decisions. The position involves collaborating with multiple teams to influence underwriting outcomes and improve processes, thereby directly impacting the organization's business results.
Responsibilities:
Underwrite new business, renewals, and amendments for Supplemental Health products
Manage an assigned book of in-force business
Evaluate risk factors such as group demographics, participation, benefit design, and claims experience
Perform experience rating and coordinate with actuarial partners on pricing and risk evaluation
Apply underwriting guidelines and authority limits to determine coverage terms and rates
Make underwriting decisions within authority and recommend cases requiring further review
Prepare and communicate underwriting analyses, pricing recommendations, and renewal strategies
Support the RFP process including responding to underwriting requirements and managing submissions
Collaborate with Sales, Account Management, Product, Pricing, Operations, and underwriting teams to develop customer solutions
Build and maintain relationships with internal and external partners and serve as a resource on underwriting strategies
Identify opportunities to enhance underwriting processes, tools, and reporting
Requirements:
Bachelor's degree or equivalent work experience (4 years of related experience may substitute for degree)
Minimum of 5 years of experience in Supplemental Health underwriting
Strong analytical, communication, and relationship-building skills
Ability to work independently and collaboratively in a fast-paced environment
Preferred: expertise in experience rating and renewal underwriting
Pay Range and Compensation Package:
The pay range for this position is $94,875 to $151,800, with anticipated pay for new hires between the minimum and midpoint of the range. Compensation varies based on experience, education, location, licensure, proficiency, and qualifications.
Eligibility for an Annual Incentive Program based on company, business unit, and individual performance.
Additional rewards may include long-term incentives, sales incentives, and a standard benefits package.
Benefits & Perks:
Paid time off and parental leave
Competitive 401(k) plan
Tuition assistance program
Financial counseling, health coaching, and employee assistance program
Flexible work arrangements
Access to productivity and technology tools with training
Equal Opportunity Statement:
Our client is an equal opportunity employer. They celebrate diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, or national origin.
Note:
TalentHop is a recruitment partner of this role. Please note that all employment decisions, including candidate assessment, interviews, hiring, compensation, and employment terms, are made exclusively by the hiring employer.