Job Description:
• Conduct compliance oversight reviews of business lines and third parties
• Assess adherence to applicable laws, regulations, and company policy
• Evaluate internal controls and support remediation efforts
• Prepare procedures, workpapers, reports, and supporting documentation
• Serve as a subject matter resource for documents, projects, processes, and product initiatives
• Develop and maintain AML compliance guidance and standards
• Partner with business lines and third parties to implement AML initiatives
• Provide training, process documentation, and ongoing consultation
• Advise the first line of defense through technical guidance and issue resolution
• Support risk and compliance assessments for new or changing products, services, processes, and procedures
• Implement and improve procedures, tools, and controls
• Monitor and help validate compliance with third-party contractual obligations
• Maintain knowledge of financial services products, emerging risks, and the AML regulatory environment
• Review laws, regulations, and guidance for potential business impact
• Perform other duties and special projects as assigned
Requirements:
• Bachelor's degree or equivalent education and work experience
• 2–4 years of related compliance, risk, audit, or financial-crime experience
• Working knowledge of BSA/AML/CFT and OFAC requirements
• Familiarity with banking products and services, including payments, e-commerce, fintech partnerships, and/or trade finance
• Strong analytical, research, problem-solving, and decision-making skills
• Flexible and creative thinker who can learn independently and function in a fast-paced environment
• Skilled at organizing priorities, managing multiple complex projects, and meeting deadlines
• Ability to communicate effectively with individuals at all levels verbally or in writing
• Proficiency with Microsoft Office tools, including Excel, Word, and PowerPoint
• Ability to learn additional systems as needed
• Preferred: experience in a second line of defense function within a bank, fintech, or payments environment
• Preferred: exposure to third-party risk management, vendor oversight, or partner program monitoring
• Preferred: relevant certification such as CAMS or progress toward certification
Benefits:
• Annual performance-based incentive opportunity
• Health insurance
• 401(k) retirement benefits
• Life insurance
• Disability benefits
• Paid time off
• Comprehensive benefits package
• Equal employment opportunity and reasonable accommodation under the Americans with Disabilities Act and certain state or local laws