Job Description:
• Own the monthly, quarterly, and annual close across all legal entities, including the general ledger, consolidation, intercompany, and chart of accounts
• Lead technical accounting for mortgage banking instruments, including loans held for sale, mortgage servicing rights, interest rate lock commitments, hedge positions, and loan sale and transfer accounting under ASC 860
• Partner with Capital Markets and Secondary on gain-on-sale, hedge results, and pair-offs
• Reconcile loan origination and servicing systems to the general ledger at the loan level
• Manage repurchase and representation-and-warranty reserves, including supporting assumptions, models, and documentation
• Own SEC reporting, including 10-K, 10-Q, 8-K, XBRL tagging, and disclosure committee support
• Serve as the desk of record for Audit Committee accounting questions
• Run SOX and internal control over financial reporting design, documentation, testing, and remediation
• Liaise with internal audit and external auditors
• Oversee regulatory and counterparty reporting, including agency seller/servicer requirements, HUD/FHA audited financials, state licensing filings, NMLS Mortgage Call Reports, and facility covenant certificates
• Own accounting for stock-based compensation, equity instruments, leases, fixed assets, payroll, accounts payable, and coordination of the income tax provision
• Write technical accounting memos and defend accounting positions with auditors
• Partner with FP&A on budget-versus-actual reviews, forecasting, and long-range planning
• Develop and scale the accounting team across the US and India
• Improve close speed, accuracy, automation, and data quality by partnering with Operations, Capital Markets, and Engineering
Requirements:
• Active CPA
• 10+ years of progressive accounting experience, including public accounting experience at a Big 4 or national firm and industry experience
• 3+ years in mortgage banking, specialty finance, or financial services accounting
• Hands-on exposure to loans held for sale, mortgage servicing rights, interest rate lock commitments, hedging, and gain-on-sale
• Experience as a Controller, Assistant Controller, or Director of Accounting at an SEC registrant
• Personal ownership of SEC reporting and SOX 404
• 5+ years leading accounting teams, including managing managers
• Deep technical judgment across ASC 860, ASC 815, ASC 820, ASC 825, and ASC 718
• Track record of improving an accounting function through systems implementations, close acceleration, or reconciliation automation
• High degree of integrity and sound escalation judgment
• Comfort with speed, ambiguity, and rapidly changing business conditions
• Public company transition experience, ERP implementation or optimization, securitizations, MSR sales or financing, or sub-servicer oversight and servicing accounting are nice to have
• Authorization to work in the United States
Benefits:
• Comprehensive medical, dental, and vision coverage, plus HSA and FSA options with employer matching contributions
• Pre-tax Dependent Care FSA, plus commuter benefits with employer matching contributions
• 401(k) retirement savings plan
• Flexible PTO program and company-paid holidays
• Paid parental leave
• Remote and hybrid work arrangement options [role dependent]
• Discounted pet insurance and additional perks
• PerkSpot employee discount program
• SoFi financial wellbeing platform with 1:1 advice
• Employee assistance program supporting mental and emotional wellbeing
• Equity
• Bonus