This is a Fully Remote Job
About Our Client:
The organization operates in the mortgage lending industry, focusing on underwriting residential mortgage loans. It addresses the challenge of ensuring loan compliance with company, investor, and FHA/VA guidelines by employing a remote underwriting model that enables nationwide work flexibility. The company fosters a team-based environment through a pod system, which supports underwriters' success and growth while maintaining an aggressive bonus structure and work-life balance.
About the Opportunity:
The UNDERWRITING TEAM LEAD is responsible for overseeing the mortgage underwriting process to ensure loans meet all required guidelines and standards of quality. This role contributes to the organization by maintaining underwriting productivity, managing loan disposition decisions beyond authority limits, and supporting team members through training and guidance. The position is vital for delivering timely, accurate underwriting decisions that uphold the company’s commitment to loan quality and operational efficiency.
Responsibilities:
Analyze loan files for compliance with company, investor, and FHA/VA guidelines
Underwrite entire credit packages and collateral for residential mortgage loans
Verify accuracy of calculations and data integrity
Complete required underwriting documentation
Assist in training new underwriters
Recommend loan disposition for amounts exceeding authority limits
Maintain underwriting productivity and adhere to turnaround time policies
Communicate loan decisions clearly to relevant parties
Keep underwriting activity logs and submit monthly reports
Provide guideline interpretations and support to processors and correspondents
Respond promptly to post-closing reviews and audits
Perform additional tasks as directed by management
Requirements:
Minimum of three years mortgage underwriting experience
Knowledge of underwriting guidelines including private investor and private mortgage insurance
Strong interpersonal and communication skills
Detail-oriented with good organizational and follow-through abilities
Excellent analytical, written, and verbal communication skills
Technological proficiency
Bachelor’s degree in a related field or equivalent experience
Pay Range and Compensation Package:
Salary range from $70,000 to $135,000 per year
Benefits & Perks:
Medical insurance
Dental insurance
Vision insurance
401(k) program eligibility after 60 days
Equal Opportunity Statement:
Our client is an equal opportunity employer. They celebrate diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, or national origin.
Note:
TalentHop is a recruitment partner of this role. Please note that all employment decisions, including candidate assessment, interviews, hiring, compensation, and employment terms, are made exclusively by the hiring employer.