Job Description:
• Underwrite and manage a book of highly complex specialty accounts within broad authority levels
• Develop and execute strategic initiatives supporting growth and profitability
• Maximize profitable new and renewal business opportunities
• Develop and maintain an active target account list
• Manage financial performance of the assigned territory, including loss ratios, premium plans and commission targets
• Manage underwriting quality and book performance
• Execute underwriting strategy, portfolio management and self-audits
• Ensure compliance with underwriting standards and assigned authorities
• Make decisions to accept, decline or modify risks within authority
• Implement underwriting decisions in compliance with state laws
• Develop relationships with producers to achieve growth and profitability goals
• Identify coverage and service gaps to retain or obtain customers
• Partner with claims, actuarial and risk control departments
• Travel to key producers and accounts and remain visible in the marketplace
• Analyze agency needs and trends and implement proactive strategies
• Communicate the company’s underwriting appetite
• Monitor agency action plans and participate in account management, agency planning and marketing meetings
• Participate in industry events and committees
• Analyze competitor information and producer-specific reports to support territorial rate reviews
• Recommend marketing, pricing, product and systems initiatives
• Train and mentor less experienced underwriters
• Maintain and apply knowledge of competitive, regulatory and legal environments
Requirements:
• Bachelor’s degree or equivalent experience preferred
• Minimum of 5-7 years of progressively more complex, specialty lines underwriting experience
• Professional insurance designation preferred (AICPCU, RPLU)
• Wood frame Builders Risk expertise preferred
• Hold a Property & Casualty (P&C) License or be willing to secure one following onboarding
• Strong understanding of exposures and key coverage issues
• Knowledge of competitive, regulatory and legal environments
• Ability to travel regularly to key producers/accounts
• Ability to work remotely nationwide in the United States
Benefits:
• Bonus potential
• Comprehensive medical, dental and vision insurance with no waiting period
• Competitive paid time off programs
• 401(k) savings and annual contributions of up to 12% of annual salary
• Mental health support programs
• Life and disability insurance
• Paid parental leave
• Additional voluntary benefits
• Flexible work arrangements
• Professional growth and development opportunities
• Performance-led financial rewards