Symetra has an exciting opportunity to join our Life Underwriting Department as
an Underwriting Consultant!
About the role
At Symetra, we believe in empowering people to make a meaningful impact—and that
includes our underwriters. As an Underwriting Consultant, you’ll bring your
expertise, judgment, and curiosity to a role where thoughtful decisions truly
matter. You’ll assess complex mortality risks with consistency and care,
balancing sound underwriting principles with our commitment to meeting customer
and market needs.
What you will do
Review individual life insurance applications and underwrite standard and
substandard risks within authorized limits of authority in accordance with
department guidelines, including:
Determining whether to accept, reject or modify life insurance risks by
evaluation of applicant’s medical history, financial background, insurable
interest and financial need.
Conferring with other Consultant-level Underwriters and up, Medical Director,
Director of Indv Underwriting and/or Chief Underwriter on complex cases and
situations not established by practice. Obtaining second signature on cases
that exceed designated underwriting authority.
Meeting established time service standards.
Serve as a role model for other underwriters by establishing themselves as
underwriting experts and as a “go to” person for underwriting issues; and
Designee to handle high-visibility/high face amount or otherwise special
cases.
Communicate effectively with agents/producers to explain adverse underwriting
decisions, while maintaining agency relationship and encouraging future
business.
Actively seek out/identify resources and projects to improve underwriting
staff, and improve understanding of business line within the company and
industry.
Represent the underwriting function in inter-departmental meetings/projects.
Represent Symetra at external functions as appropriate.
Why Work at Symetra
Here’s what some of our employees have to say about why they work at Symetra:
“Working across different departments at Symetra has been a fantastic
experience. What truly stands out is how much the leaders genuinely care about
every employee, regardless of role. It’s inspiring to be part of a company so
deeply focused on its people and committed to making a positive impact in the
community.” - Bill G., Underwriting Consultant
“Symetra is truly a great place to work. The positive work climate, strong sense
of team, and the resources available make it feel like one cohesive family. What
stands out most to me is the company’s deep commitment to diversity, equity, and
inclusion—it’s not just a statement, it’s an active and ongoing priority that’s
felt throughout the organization.” -Charlotte G., Sr. Underwriter - Consultant
Stop Loss
What we offer you
Benefits and Perks
We don’t take a “one-size-fits-all” approach when it comes to our employees. Our
programs are designed to make your life better both at work and at home.
Flexible full-time or hybrid telecommuting arrangements
Plan for your future with our 401(k) plan and take advantage of immediate
vesting and company matching up to 6%
Paid time away including vacation and sick time, flex days and ten paid
holidays
Give back to your community and double your impact through our company
matching
Want more details? Check out our Symetra Benefits Overview
[https://www.symetra.com/globalassets/documents/web/hr/hr_0022.pdf]
Compensation
Salary Range: $96,700 - $161,200 plus eligibility for annual bonus program
Qualifications
Who you are
At least 7-10 years of cumulative, relevant experience
Proven analytical and problem-solving skills
Strong attention to detail and ability to manage large caseloads and provide
quick turnaround times while maintaining Symetra’s mortality standards
Strong technical and financial underwriting skills
Service-oriented with commitment to meet deadlines, prioritize and handle
multiple tasks in a demanding work environment
Strong interpersonal and communication skills (written and verbal)
Mastery of underwriting principals, practices, insurance medicine, financial
underwriting, field operations, product offerings and life insurance contract
law.
Strong negotiation skills.
College degree preferred, high school diploma required.
We empower inclusion
At Symetra, we aspire to be the most inclusive insurance company in the country.
We're building a place where every employee feels valued, respected, and has
opportunities to contribute.
Inclusion is about recognizing our assumptions, considering multiple
perspective, and removing barriers. We accept and celebrate diverse experiences,
identities, and perspectives, because lifting each other up fuels thought and
builds a stronger, more innovative company. We invite you to learn more about
our efforts here.
Creating a world where more people have access to financial freedom
Symetra is a national financial services company dedicated to helping people
achieve their financial goals and feel confident about the future. In our daily
work, we're guided by the principles of Value, Transparency and Sustainability.
This means we provide products and services people need at a competitive price,
we communicate clearly and openly so people understand what they're buying, and
we design products--and operate our company--to stand the test of time. We're
committed to showing up for our communities, lifting up our employees, and
standing up for diversity, equity and inclusion (DEI). Join our team and help us
create a world where more people have access to financial freedom.
For more information about our careers visit:
https://symetra.eightfold.ai/careers [https://symetra.eightfold.ai/careers]
Work Authorization
Employer work visa sponsorship and support are not provided for this role.
Applicants must be currently authorized to work in the United States at hire and
must maintain authorization to work in the United States throughout their
employment with our company.
Please review Symetra's Remote Network Minimum Requirements:
As a remote-first organization with a cameras-on culture, reliable internet
connectivity is important to how we connect, collaborate, and serve our
customers. To support a positive experience for both employees and customers,
Symetra has the following standards for employees' internet connection:
Minimum Internet Speed:100 Mbps download and 20 Mbps upload, in alignment
with the FCC's definition of "broadband."
Internet Type:Fiber, Cable (e.g., Comcast, Spectrum), or DSL.
Not Permissible:Satellite (e.g., Starlink), cellular broadband (hotspot or
otherwise), any other wireless technology, or wired dial-up.
When applying to jobs at Symetra you'll be asked to test your internet speed
[https://nam04.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.speedtest.net%2F&data=05%7C02%7CJenn.Sonne%40symetra.com%7C2552405437d047ca3a1008dd9feb4d2f%7C65b361c72cab4cd6b61f1a71705724e8%7C0%7C0%7C638842555134017689%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=GENWbEqlnxmq0gqgJLT2u2BX1DWOV%2Fn6sOKJ9y2Zr1M%3D&reserved=0]
and confirm that your internet connection meets or exceeds Symetra's standard as
outlined above.
Identity Verification
Symetra is committed to fair and secure hiring practices. For all roles,
candidates will be required (after the initial phone screen) to be on video for
all interviews. Symetra will take affirmative steps at key points in the process
to verify that a candidate is not seeking employment fraudulently, e.g. through
use of a false identity.
Failure to comply with verification procedures may result in:
Disqualification from the recruitment process
Withdrawal of a job offer
Termination of employment and other criminal and/or civil remedies, if fraud
is discovered