Posted Sep 14, 2026

Underwriting Associate – Large Accounts

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Job Description: • Lead renewal preparation for an assigned portfolio, supporting profitability, retention, and pricing objectives • Evaluate account risk profiles and determine renewal eligibility according to underwriting guidelines • Identify items outside authority and prepare analysis to support approval decisions • Validate classifications, review loss runs, and coordinate rating activities to ensure submission quality • Receive, triage, and prepare new business submissions for underwriter evaluation • Apply underwriting-directed pricing updates and assemble proposal materials for review • Build relationships with agents and brokers to support retention and new business growth • Serve as a primary contact for agent inquiries and resolve endorsement, renewal, and policy-related issues • Review and approve endorsements, reinstatements, and cancellations within established authority • Analyze coverage, claims history, and loss experience to assess policy-change impacts • Partner with internal teams to deliver timely solutions for agents and insureds • Provide operational and underwriting support while developing expertise in EMC’s underwriting appetite, tools, and systems Requirements: • Associate degree or equivalent relevant experience • One year of insurance industry experience or related experience • Experience supporting large commercial accounts, including $500K+ premium accounts, loss-sensitive programs, and complex risk exposures, strongly preferred • Bachelor’s degree may be considered in lieu of the insurance industry experience requirement • Attention to detail and accurate data entry skills • Good personal computer skills with proficiency in Microsoft products • General knowledge of insurance terminology • Good problem-solving and decision-making skills • Excellent customer service and communication skills • Strong organizational and time management skills • Strong negotiation skills • Ability to work in a team setting as well as independently • Occasional travel • Valid driver’s license with an acceptable motor vehicle report per company standards required if driving Benefits: • Work from home anywhere in the United States • Comprehensive rewards package; benefits details provided at www.emcins.com/careers • Tobacco-free workplaces and company vehicles