UFG is currently hiring for a Sr. Commercial Surety Underwriter who will be
responsible for the profitable growth, selection, and retention of commercial &
non-contract surety business within an assigned territory. This role partners
closely with agents and internal stakeholders to identify profitable
opportunities, provide expert underwriting consultation, and deliver an
exceptional agency experience. The position assesses financial analysis, market
knowledge, and relationship management skills to drive growth while maintaining
portfolio quality and underwriting discipline.
Essential Duties and Responsibilities:
Underwrite new and renewal commercial surety accounts within delegated
authority.
Analyze complex financial statements and organizational structures.
Develop underwriting strategies to achieve profitable growth objectives.
Monitor portfolio performance and agency profitability.
Provide mentorship and technical guidance to less experienced underwriters.
Identify trends within the surety marketplace and recommend actions
accordingly
Manage an assigned agency portfolio to achieve growth, retention, and
profitability objectives.
Develop agency business plans and territory strategies.
Build and strengthen relationships with agency partners through regular
virtual and in-person engagement.
Conduct agency planning meetings and business reviews.
Represent the company at industry events, association meetings, and agency
functions.
Communicate underwriting appetite, capabilities, and market positioning.
Significantly contribute to process improvement and technology innovation.
Keep up to date on current laws, statutes and regulations to assess risk.
Perform other duties as assigned.
Job Specifications:
Education:
Four-year college degree is required.
Equivalent combinations of education, professional designations, and relevant
experience will be considered.
Obtained or working toward an MBA, AFSB, or CPCU is a plus.
Certifications/Designations:
Pursuing additional degrees, designations and other course work may be
required.
Experience:
5 years of commercial surety underwriting experience.
Experience managing agency relationships and operating within underwriting
authority required.
Knowledge, skills & abilities:
Utilize underwriting, CRM, and workflow management systems effectively.
Embrace digital tools and data analytics to improve underwriting decisions
and agency management.
Contribute to continuous improvement and automation initiatives
Serve as a technical resource for underwriting team members.
Share market intelligence and underwriting best practices across the
organization.
Participate in training and development initiatives.
Effectively evaluates complex business situations, identifies key risk
factors, and applies critical thinking to develop appropriate underwriting
solutions.
Strong analytical and financial assessment skills with the ability to make
timely underwriting decisions and negotiate mutually beneficial outcomes with
agency partners and clients.
Builds trusted relationships with agents, customers, and internal partners by
delivering responsive service, professional expertise, and a consistently
positive customer experience.
Working Conditions:
This position may be performed remotely within approved U.S. locations.
Candidates should be able to effectively manage agency relationships through
virtual and in-person interactions. Periodic travel is required for agency
visits, conferences, and internal meetings.
Travel expectations are approximately 10% to 20%, primarily for agency
visits, industry meetings, conferences, and team events.
Pay Transparency Statement:
UFG Insurance is committed to fair and equitable compensation practices. The
base salary range for this position is $103,221 - $136,105 annually, which
represents the typical range for new hires in this role. Individual pay within
this range will be determined based on a variety of factors, including relevant
experience, education, certifications, skills, internal equity, geography and
market data.
In addition to base salary, UFG Insurance offers a comprehensive total rewards
package that includes:
Annual incentive compensation
Medical, dental, vision & life insurance
Accident, critical Illness & short-term disability insurance
Retirement plans with employer contributions
Generous time-off program
Programs designed to support the employee well-being and financial security.
This pay range disclosure is provided in accordance with applicable state and
local pay transparency laws.