Job Title:
Senior Credit Risk Analytics Manager
Employment Type:
Contract-to-Hire
Job Description:
We are seeking an experienced Senior Credit Risk Analytics Manager to lead consumer credit risk analytics, portfolio performance analysis, and reporting automation for a leading US banking client.
Responsibilities:
Analyze consumer credit portfolios covering secured and unsecured lending.
Identify delinquency trends, credit loss drivers, acquisition quality, and portfolio performance issues.
Evaluate credit performance against risk appetite and credit strategy.
Prepare and present risk insights to senior risk leadership.
Lead reporting automation initiatives in collaboration with data engineering teams.
Validate automated reports and ensure business logic and analytical accuracy.
Manage senior client stakeholders, program roadmaps, and delivery timelines.
Required Qualifications:
Minimum 4 years of consumer credit risk analytics experience at a bank or consumer lender.
Strong experience in portfolio analytics, credit strategy, performance reporting, and risk appetite frameworks.
Hands-on SQL experience is mandatory.
Proven ability to present and defend risk positions with senior stakeholders.
Experience with reporting validation and automation delivery.
Preferred Qualifications:
Python proficiency.
Familiarity with Databricks or Snowflake.
Experience in reporting modernization and analytics automation.