Note: The job is a remote job and is open to candidates in USA. Protective Life is a company dedicated to helping protect customers against life's uncertainties. They are seeking an Underwriting Consultant to join their Life Underwriting team in a fully remote capacity, responsible for independently evaluating complex individual life insurance cases and making timely underwriting decisions.
Responsibilities
- Underwrite individual life insurance cases, including impaired risk, with an anticipated independent approval authority of $3 million
- Analyze medical, financial, and non-medical information to make sound underwriting decisions within assigned authority
- Evaluate requirements as they are received and determine appropriate risk classification in accordance with underwriting guidelines
- Communicate underwriting decisions clearly and professionally to internal and external customers
- Build and maintain effective working relationships with key distributors, independent agents, BGAs, and internal sales partners
- Manage an assigned caseload while meeting production, quality, and time-service standards
- Partner with internal teams to support business objectives, case placement, and a positive customer experience
- Organize work effectively and deliver timely, accurate results in a fast-paced environment
- Perform other job duties as assigned
Skills
- Bachelor's degree or equivalent experience
- Minimum of 6 years of life insurance underwriting experience
- Proven ability to underwrite large and complex cases, including impaired risks
- Experience working within the independent agent / brokerage (BGA) distribution channel
- Demonstrated decision-making authority on higher face amounts and complex risk profiles
- Industry coursework commensurate with experience
- Progress toward or completion of industry designations such as FALU, FLMI, CLU, or equivalent coursework
- Experience supporting distribution partners, including independent agents and BGAs
- Experience with larger face amount individual life cases
- Continued professional development aligned with life underwriting expertise
Benefits
- Comprehensive health, dental and vision insurance
- Mental health benefits and an employee assistance program
- Paid time off
- Paid parental leave
- Short-term disability
- A cultural observance day
- Contributions to healthcare accounts
- A pension plan
- A 401(k) plan with Company matching
- ProHealth Rewards, Protective’s platform to improve wellbeing while earning cash rewards
Company Overview
Company H1B Sponsorship