Note: The job is a remote job and is open to candidates in USA. Blue Ridge Associates is a leading retirement plan administration firm dedicated to helping employees achieve financial independence. As a Retirement Plan Design Consultant, you will serve as a trusted advisor to Plan Sponsors and Financial Professionals, providing expertise in custom retirement plan design and compliance. Your role will involve collaborating with various teams to deliver effective retirement solutions for clients.
Responsibilities
- Build and maintain strong relationships with Plan Sponsors, Financial Professionals, Recordkeepers, CPA’s, etc
- Consult with Plan Sponsors and advisors on custom retirement plan design, administration, compliance, and operational issues
- Review, interpret, and explain plan documents, amendments, notices, Summary Plan Descriptions, and IRS/DOL regulations
- Analyze plan provisions, eligibility requirements, highly compensated/key employee status, and plan features
- Participate in virtual (or in person) sales meetings, finalist presentations, and financial advisor meetings
- Identify and resolve plan compliance issues, including testing and correction matters
- Understand and discuss: ADP/ACP testing, Cross-testing and other profit-sharing allocation methods, Cash balance and 401(k) plan design coordination
- Work with our Onboarding team to facilitate obtaining required client data and follow-up on missing items
- Send service agreements to trustees via DocuSign, monitor completion, and maintain organized client records
- Communicate effectively across internal departments including Sales, Documents, Onboarding and Relationship Management Teams
- Stay current on industry trends, ERISA regulations, product developments, and competitive offerings
- Maintain working knowledge of multiple recordkeeper and other platform solutions
- Present competitive advantages professionally and consultatively
- Contribute ideas to improve internal processes, workflows, and client experience
- Perform other tasks as assigned
Skills
- 5+ years of experience in the retirement plan industry, preferably in defined contribution administration and/or Third-Party Administration (TPA) consulting
- Strong experience working with 401(k) and 403(b) Plans
- Strong experience working with Profit Sharing
- Strong experience working with Cash Balance and Defined Benefit Plans
- Strong experience working with PEPs, MEPs and/or Groups of Plans
- Proven ability to work directly with clients, advisors, and recordkeepers in a consultative capacity
- Experience interpreting plan documents and applying ERISA, IRS, and DOL guidance
- Prior experience with plan compliance testing, corrections, and plan design analysis
- Bachelor's degree required
- Strong consultative and relationship-management skills
- Exceptional written and verbal communication
- Ability to simplify complex retirement plan concepts for clients and advisors
- Excellent organizational skills and attention to detail
- Strong analytical and problem-solving ability
- Ability to manage multiple priorities and deadlines in a fast-paced environment
- Self-motivated and capable of working independently while collaborating effectively with a team
- Professional, positive, and client-focused demeanor
- Must be able to provide and maintain a distraction-free work environment, a professional workspace, and reliable high-speed internet connection
- ASPPA, NIPA, ERPA, or similar retirement plan credentials preferred (or willingness to obtain)
- QKA, QKC, or other ASPPA credentials (or progress toward certification)
- Experience with FT William document software
- Experience working with various recordkeeping platforms
Benefits
- Competitive salary & comprehensive benefits (medical, dental, vision, life, disability)
- 401(k) with company match + HSA with company contribution
- Generous PTO for parental leave, vacation, and holiday time
- Support for certifications, association dues, and professional development
- A collaborative and inclusive company culture: happy hours, social events, employee-led committees, and volunteer opportunities
Company Overview