Note: The job is a remote job and is open to candidates in USA. Affirm is reinventing credit by providing flexible buy-now-pay-later solutions without hidden fees or compounding interest. The Quantitative Analyst II will support the Quantitative Markets team by structuring and pricing consumer asset-backed transactions, developing capital structuring and pricing models, and analyzing consumer loan performance. The role also provides capital markets insights and collaborates with teams across Capital Markets, Treasury, Merchant Pricing, Credit, Commercial, Product, and Engineering.
Responsibilities
- Work closely with the Capital Markets team to evaluate, structure and price consumer asset-backed transactions
- Develop and enhance capital structuring and pricing models tailored to Affirm’s consumer loan portfolio to enable efficient deal execution
- Build quantitative models to analyze and predict the performance of Affirm’s consumer loans
- Provide insights on capital markets deals to cross-functional teams for more optimal and efficient funding strategy and merchant pricing
- Partner cross-functionally with our Capital Markets, Treasury, Merchant Pricing, Credit, Commercial, Product and Engineering teams to evaluate funding, product, and business decisions
Skills
- 2+ years of relevant experience structuring asset-backed transactions, forecasting consumer loan performance, and/or building quantitative models
- Experience with industry-standard tools such as Intex/Bloomberg and working with accountants, rating agencies, and internal/external partners
- Experience with SQL, Python, or other scripting languages
- Strong interpersonal and communication skills, and ability to collaborate and influence across different teams in the organization
- A proactive leader that can seek out new opportunities, drive projects, navigate ambiguity and develop creative solutions with minimal guidance
- Desire to understand the broader context of business decisions
Benefits
- Base pay is part of a total compensation package that may include equity rewards
- Monthly stipends for health, wellness and tech spending
- Affirm covers all premiums for all levels of health care coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
- Affirm is proud to be a remote-first company; the majority of roles are remote and employees can work almost anywhere within the country of employment
Company Overview
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