Note: The job is a remote job and is open to candidates in USA. Upstart is an AI lending marketplace that partners with banks and credit unions to expand access to affordable credit. The Principal Product Manager will define and execute the strategy for the pricing platform, improving its reliability, scalability, and modularity while enabling pricing capabilities across unsecured, auto, and home lending products.
Responsibilities
- Define and execute the long-term vision for Upstart’s pricing platform, enabling scalable and reusable capabilities across multiple loan products
- Improve the reliability, quality, and availability of pricing systems, reducing risk and preventing high-impact failures in a business-critical system
- Drive platform evolution from a complex, monolithic architecture toward modular, service-oriented systems that increase engineering velocity
- Partner with engineering, machine learning, and product teams across unsecured, auto, and home lending to enable new pricing capabilities and use cases
- Balance competing priorities across stakeholders, making principled tradeoffs between short-term business needs and long-term platform investments
- Identify and unlock opportunities to accelerate product development by improving platform primitives and reducing dependency bottlenecks
Skills
- BA/BS in Economics, Computer Science, Electrical Engineering, Mathematics, Statistics, a related technical field, or equivalent practical experience
- 5-7 years of product management experience
- Experience building or managing backend platforms or infrastructure systems
- Experience working with engineering teams on large-scale, complex systems
- Experience defining product requirements and driving execution for technical products
- The team operates on the East/West coast time zones
- Experience working on pricing systems, ads platforms, or similar optimization systems
- Experience evolving monolithic systems into modular or service-oriented architectures
- Experience working in machine learning, data science, or analytics-driven environments
- Experience operating in highly cross-functional environments with multiple stakeholders
Benefits
- Target bonuses
- Equity compensation
- Annual equity grants that vest quarterly
- 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
- Comprehensive health coverage, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada
- Health Savings Account contributions from Upstart for eligible plans (US only)
- Income protection benefits, including life insurance and disability coverage
- Paid time off, sick leave, and company holidays, in line with local requirements
- Paid family and parental leave to support caregiving and major life moments (duration varies by country)
- Family-centered benefits to support fertility, parenthood, and caregiving needs
- Employee Assistance Program (EAP) offering mental health support and life-centered resources
- Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
- Annual wellness allowance to support physical and emotional well-being and personal development
- Annual productivity allowance to invest in relevant tools and resources needed to do your best work
- Connection and community through team events, all-company updates, and employee resource groups (ERGs)
- Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)
- Digital-first flexibility to work from wherever you thrive
- Remote work arrangement
Company Overview
Company H1B Sponsorship