Note: The job is a remote job and is open to candidates in USA. Upstart is an AI lending marketplace that partners with banks and credit unions to expand access to affordable credit. The Principal Product Manager will own strategy and execution for a major Capital Platform problem space, leading complex, multi-quarter initiatives and developing scalable systems for capital partners. The role involves close collaboration with product, engineering, finance, and compliance teams to deliver reliable, compliant, enterprise-grade platform capabilities.
Responsibilities
- Own the strategy, roadmap, and execution for a major Capital Platform problem space with material business impact
- Lead multi-quarter, cross-team initiatives that require deep systems thinking and operate under significant ambiguity
- Design scalable, configurable platform capabilities that serve a diverse set of capital partners without fragmentation or bespoke delivery
- Partner deeply with engineering to define product architecture, tradeoffs, sequencing, and long-term evolution of capital platform systems
- Influence adjacent platform and vertical teams to ensure capital partner needs are consistently met across products
- Use data, customer insight, and domain knowledge to make high-conviction product decisions and prioritize effectively
- Deliver durable, enterprise-grade solutions that meet reliability, compliance, and operational requirements
Skills
- * 7+ years of product management experience, or equivalent demonstrated scope and impact owning complex, multi-quarter initiatives
- * Demonstrated experience leading initiatives at a Principal / Staff-level individual contributor scope
- * Proven track record designing and shipping platforms or shared systems, not just standalone features
- * Experience working with complex B2B or B2B2C workflows (e.g., onboarding, configuration, payments, compliance, reporting)
- * Ability to operate effectively in regulated, high-reliability environments
- * Strong technical fluency and experience partnering closely with engineering on architecture and system design tradeoffs
- * Ability to drive alignment and execution across multiple teams and stakeholders without formal authority
- * Bachelor's degree or equivalent practical experience in a technical, analytical, or business-related field
- The team operates on the East/West coast time zones
- * Experience building enterprise-grade platforms or infrastructure products, particularly in financial services, fintech, or regulated domains
- * Experience with zero-to-one product development, including defining problem spaces, validating solutions, and scaling initial implementations
- * Familiarity with capital markets, lending, or financial operations workflows
- * Experience building or evolving data platforms, reporting systems, or analytics products
- * Background working in high-growth or scaling technology companies
- * Prior collaboration with machine learning, data science, or advanced analytics teams
Benefits
- Target bonuses
- Annual equity grants that vest quarterly
- 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
- Comprehensive health coverage, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada
- Health Savings Account contributions from Upstart for eligible plans (US only)
- Income protection benefits, including life insurance and disability coverage
- Paid time off, sick leave, and company holidays, in line with local requirements
- Paid family and parental leave to support caregiving and major life moments (duration varies by country)
- Family-centered benefits to support fertility, parenthood, and caregiving needs
- Employee Assistance Program (EAP) offering mental health support and life-centered resources
- Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
- Annual wellness allowance to support physical and emotional well-being and personal development
- Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
- Connection and community through team events, all-company updates, and employee resource groups (ERGs)
- Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)
Company Overview
Company H1B Sponsorship