Note The job is a remote job and is open to candidates in USA. Payabli is a next-generation Payments Infrastructure and Monetization Platform that empowers software companies to manage and move money through a single infrastructure stack. In the FP&A Analyst role, you will be responsible for financial planning and analysis, including building financial models, analyzing revenue streams, and supporting investor reporting. Responsibilities Build and maintain company-wide financial and accounting statements, including monthly forecasts, annual budgets, and long-range planning Analyze revenue, gross margin, and contribution profit across products, customers, and partners Develop driver-based models to forecast key metrics such as GMV / TPV, take rate, revenue yield, and unit economics Support scenario planning and sensitivity analyses for new products, pricing strategies, and partnerships Analyze and forecast payments revenue streams, including interchange, network fees, processor costs, and revenue share agreements Build models around interchange-plus, buy-rate, and blended pricing structures Evaluate merchant profitability, cohort performance, and partner economics Partner with Operations and Product teams to improve visibility into transaction-level economics and margin drivers Support preparation of monthly and quarterly investor reporting packages Assist in financial presentations, including KPIs, variance analyses, and strategic insights Contribute to fundraising materials, data rooms, and ad hoc investor requests Translate complex financial data into clear, compelling narratives for executive and investor audiences Prepare monthly management reporting packages, including variance analysis vs. budget/forecast Support quarterly and annual department level budgeting and forecasting Partner cross-functionally with Sales, Operations, and Product to understand drivers of performance Deliver insights on growth, profitability, and efficiency metrics Support pricing decisions, contract structuring, and strategic initiatives Build scalable financial models and reporting tools using Excel Automate reporting processes and improve data integrity across systems Support Financial Operations (FinOps) Team with monthly software partner residual reporting Partner with FinOps, Product, and Engineering teams to enhance access to financial and operational data Continuously improve FP&A processes, reporting cadence, and forecasting accuracy Skills Bachelor's degree in Finance, Economics, Accounting, Business Administration or a related field 3+ years of experience in corporate finance, FP&A, Big 4 accounting, investment banking, or management consulting Proficiency in understanding financial statements, forecasting, and budgeting Advanced Excel / financial modeling skills (complex formulas, scenario modeling, large datasets) Experience building 3-statement models, operating models, or unit economics frameworks Strong analytical, problem-solving, and attention-to-detail skills Excellent communication skills, with the ability to present financial insights clearly to stakeholders Experience in payments, fintech, SaaS, or embedded finance Familiarity with payments economics, including interchange, network fees, acquirer/processor pricing, and revenue share models Experience supporting investor reporting, management / board reporting, or fundraising processes Experience working in a high-growth startup or venture-backed company Exposure to BI tools (Tableau, Power BI, Looker) and/or SQL Background working with transaction-level or large-scale financial datasets Benefits Competitive salary Stock options with the potential to unlock more equity as we grow Flexible PTO and paid parental leave Medical, dental, & vision insurance 401K, HSA, pre-tax savings programs Company Overview Payabli is a payments infrastructure and monetization platform that helps software companies integrate payments into their business models. It was founded in 2020, and is headquartered in Miami, Florida, USA, with a workforce of 11-50 employees. Its website is https//www.payabli.com.