Note: The job is a remote job and is open to candidates in USA. Flex is building an AI-native private bank for business owners, combining banking, credit, payments, personal finance, and financial operations into a single intelligent system. The Financial Crime Analyst will review transaction monitoring alerts, conduct KYC due diligence, support suspicious activity filings, and help improve the company’s AML and financial crime compliance program.
Responsibilities
- Review and disposition transaction monitoring alerts, applying BSA/AML typologies to distinguish suspicious activity from false positives
- Draft clear, well-supported case narratives and escalate higher-risk activity for supervisory review
- Contribute to UAR/SAR filing support under the direction of senior team members
- Conduct KYC reviews for new and existing customers, verifying identity documents and assessing risk profiles
- Identify customers that warrant enhanced due diligence (EDD) and flag for escalation
- Maintain accurate, complete records in our case management system
- Assist with periodic quality assurance and file reviews, including for our bank partner program
- Help identify patterns or process gaps that could improve detection coverage or review efficiency
- Participate in team training and stay current on evolving AML typologies and regulatory guidance
Skills
- • 1–2 years of experience in BSA/AML compliance, fraud operations, or a related financial crimes role (internship or co-op experience considered)
- • Working knowledge of KYC/CDD requirements and BSA obligations
- • Strong written communication — you can explain why something is or isn't suspicious in plain language
- • High attention to detail and comfort working through ambiguous or incomplete information
- • Ability to manage a queue and prioritize effectively
- • Embody a growth mindset and bring a self-driven mentality to your work
- • Experience with a transaction monitoring platform (e.g., Sardine, Unit21, Actimize, or similar)
- • Exposure to fintech, payments, or BaaS program compliance
- • CAMS or other AML certification in progress or completed
Benefits
- Fully remote work is available.
- Flex invests in the team's development and supports professional certifications.
- Meaningful equity if you help build something big.
- Direct access to leadership, customers, and investors.
Company Overview