Note: The job is a remote job and is open to candidates in USA. Campbell Oil Company is an oil, convenience store, and restaurant company focused on serving customers, team members, and local communities. The Financial Analyst I supports the Financial Services team by evaluating customer creditworthiness, underwriting credit terms, monitoring accounts receivable, and driving timely collections. The role also helps reduce financial risk, ensure billing and payment compliance, and maintain strong customer and internal relationships.
Responsibilities
- Review and analyze new and existing customer credit applications, financial statements, credit reports, and trade references
- Assess creditworthiness and establish appropriate credit limits and terms according to company policies
- Monitor ongoing credit risk and proactively adjust credit limits based on customer performance, industry trends, and exposure
- Maintain organized records of credit decisions and ensure compliance with internal approval guidelines
- Manage assigned portfolio of accounts to ensure timely payments and reduce past due balances
- Communicate with customers regarding outstanding invoices, payment discrepancies, and account issues
- Resolve billing disputes in coordination with internal teams (sales, billing, logistics, etc.)
- Escalate high-risk accounts and recommend actions such as holds, payment plans, or legal review when appropriate
- Track and report AR metrics, aging performance, and collections progress
- Partner with sales teams to balance credit risk with business growth opportunities
- Provide exceptional service to internal and external customers while maintaining firm follow-through on payment requirements
- Support process improvements that drive AR efficiency and enhance credit risk management practices
Skills
- Bachelor's degree in Finance, Accounting, Business Administration, or related field
- Strong analytical and problem-solving skills, with the ability to interpret financial statements and credit data
- Excellent communication and negotiation abilities
- Proficiency in ERP/AR systems and Microsoft Office Suite (Excel required)
- Knowledge of credit risk standards and collections practices
- Attention to Detail
- Financial Analysis
- Customer Service Orientation
- Deadline & Results Driven
- Professional Judgment and Decision-Making
- 2+ years of experience in accounts receivable, credit analysis, or commercial underwriting preferred
Benefits
- Family first atmosphere
- Medical, Dental, Vision, Life Disability, 401k
- Competitive total compensation plans with 401k match
- Paid time off in first year
- Team first environment
- Remote work in select roles
- Monthly teambuilding exercises
- Flexible schedules to attend family events
- Professional training
- Advancement opportunities
- Leadership training
Company Overview
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