Note: The job is a remote job and is open to candidates in USA. Armoire is a clothing rental membership company using personalized recommendations to provide sustainable access to designer fashion. The Finance Director will own financial operations, reporting, budgeting, cash management, inventory accounting, procurement, controls, and strategic decision support while managing relationships with lenders, CPAs, and internal leadership.
Responsibilities
- Serve as Armoire's senior financial decision-support partner to the CCO, CEO, and leadership team
- Identify financial risks, constraints, and opportunities, and proactively surface tradeoffs to leadership
- Own the company's profitability growth by partnering with functional leaders to set and hit department budgets
- Own the monthly close process end-to-end, including review and approval of journal entries
- Prepare, review, and finalize monthly financial statements (P&L, balance sheet, cash flow) for CPA, bank and leadership review
- Own all internal and external preparation and communication about Armoire's financial health
- Ensure GAAP consistency and reporting accuracy across all financial statements
- Support annual tax filings (1099s, W-2s, corporate returns) in coordination with external CPA
- Build and maintain the annual budget by month, and rebudget as the business evolves
- Maintain short- and medium-term cash forecasts; monitor cash burn, runway, and liquidity
- Own budget-to-actual analysis, variance explanations, and scenario/sensitivity planning
- Manage cash flow monitoring and accounts payable prioritization
- Own gross margin and unit economics analysis, including CAC/LTV and payback period
- Oversee inventory accounting, valuation, depreciation schedules, and reserves
- Coordinate with merchandising/operations to ensure inventory is accurately reflected in the books
- Identify and drive cost optimization opportunities across the business
- Own procurement processes for finance-adjacent vendors and services, including contract negotiation, renewal, and terms
- Implement and manage purchase order processes to ensure spend visibility and budget alignment across departments
- Partner with functional leaders to evaluate vendor spend, identify consolidation opportunities, and negotiate favorable terms
- Manage vendor relationships and ensure compliance with payment terms and contractual obligations
- Evaluate and improve finance and accounting systems and tooling
- Establish and maintain internal controls and review procedures appropriate to company scale
- Directly manage or oversee bookkeeping, AP, and payroll support (internal staff and/or external providers), including full-cycle AR/AP, bank and credit card reconciliations, and payroll/benefits review
- Document financial processes and drive process improvement over time
- Serve as Armoire's primary point of contact for lenders, including managing loan covenant compliance (e.g. DSCR) and preparing financial packages and narrative framing for banks
- Serve as primary finance point of contact for CPAs and tax preparers, including year-end close and audit/tax preparation support
- Support fundraising processes, including equity and/or debt financing as needed
Skills
- 7+ years of progressive finance/accounting experience, including experience owning financial operations for a startup or high-growth company; subscription, DTC, or inventory-based business experience strongly preferred
- Direct experience managing lender relationships, loan covenants (e.g. DSCR), and financial reporting packages for banks or investors
- Very proficient in Excel, QuickBooks (or similar), and comfortable working across billing/subscription platforms (e.g. Stripe), payroll systems (e.g. Gusto), and BI tools (e.g. Looker)
- Strong GAAP knowledge, with experience overseeing month-end close, deferred revenue, accrual accounting, and depreciation methodology
- Numbers-driven with excellent judgment — able to translate ambiguous problems into clear plans and financial narratives for both internal leadership and external stakeholders
- Experience managing or mentoring bookkeeping/accounting support staff
- Clear communicator, strong leader, and strategic thinker who can move fluidly between big-picture strategy and detailed execution
- CPA and/or CFA preferred, not required
- Experience with vendor negotiation and procurement processes a plus
Benefits
- Full-time employment
- Remote work considered for the right candidate
- Free shipping, cleaning, and styling
- A highly collaborative environment
- Meaningful ownership over the company's financial health
- The chance to build the finance function as Armoire scales
Company Overview